What is the single article limit?

If your Personal belongings and/or baggage are damaged, lost, stolen or destroyed during your journey, our travel insurance policies will cover you up to the maximum amount shown in the Summary of cover/Schedule of benefits. Please note that excesses may apply per person, per section, per claim.

Single Item limits - these are referred to as "one item/pair or set limits" in the policy wording.

The maximum limit for any one item, pair or set is shown in the Summary of cover/Schedule of benefits. Please note that excesses may apply per person, per section, per claim. Terms and conditions may apply.

Personal belongings and baggage

Personal belongings and baggage are as follows:

Each of your suitcases, trunks and similar containers (including their contents) and other articles which belong to you (or for which you are legally responsible) including your valuables. Please check your travel insurance policy summary of cover/schedule of benefits to clarify if you are covered. Please note that excesses may apply per person, per section, per claim.

Related FAQs

1. How do I make a claim in the event of poor weather?
2. Am I covered for disruption due to natural disasters?
3. Am I covered for travel disruption caused by the Icelandic volcanic ash incident?
4. Am I covered to drive abroad?
5. Can I cancel my policy if it does not meet my needs?
6. Can I extend an individual trip policy from abroad?
7. Can I increase the personal possessions limit?
8. Can my family travel independently on an annual policy?
9. Can we be insured as a couple on the same annual policy?
10. Do you cover cruises?
11. Do you provide cover for Scheduled Airline Failure?
12. How do I get adequate liability cover for driving in USA?
13. How do you define UK resident?
14. How many days can I be abroad on an annual policy?
15. How much are my golf clubs insured for?
16. Is it possible to extend the trip limit on the annual policies?
17. Is the cover per person or per policy?
18. Is there an excess?
19. Should I contact you each time I travel on my annual policy?
20. What is the EHIC?
21. Should I take an EHIC card?
22. What does a single or individual trip mean?
23. What if my Travel Agent is forcing me to take their insurance?
24. What if my travel plans are affected by extreme weather conditions?
25. What if the staff from the airline I am travelling with go on strike or threaten industrial action?
26. What is the single article limit?
27. Can I cover my gadgets whilst abroad?
28. When is travel insurance necessary?
29. When does travel insurance need to be purchased?
30. Am I covered if there were to be a terror related attack?