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Gadget Travel Insurance


Gadget cover is available as an add-on to your travel insurance policy, so that you've got peace of mind that you're covered around the world. We offer three levels of cover: Bronze, Silver, and Gold (terms and conditions apply).

Worldwide Travel Insurance for Your Gadget*


We know how important it is to protect your most valuable items, from your iPad to digital cameras to laptops and of course, that one item we'd all struggle to live without - your phone.

Gadget cover is available as an add-on to your travel insurance policy, so that you've got peace of mind that you're covered around the world. We offer three levels of cover: Bronze, Silver, and Gold (terms and conditions apply).

  Excess Bronze Silver Gold
 Accidental/Malicious Damage £75.00 £1,000.00 £2,000.00 £3,000.00
 Accidental Loss £75.00 £1,000.00 £2,000.00 £3,000.00
 Theft £75.00 £1,000.00 £2,000.00 £3,000.00
 Breakdown
 (This section of cover does not apply to laptop computers.)
£75.00 £1,000.00 £2,000.00 £3,000.00
 Unauthorised calls/texts/data use Nil up to £1,000 up to £2,000 up to £3,000

*For the destination and duration of cover as detailed on your Direct Travel Insurance policy certificate. Please note: gadgets must be less than 6 years old (18 months for laptops) from the purchase date of this insurance, purchased in the UK, and you must have evidence of ownership.

Why get Gadget cover?

With the ever-increasing cost of gadgets, and our smartphones becoming a necessity of modern day life, our dedicated gadget cover will give you peace of mind. Whether grabbing a short weekend break or enjoying a lazy beach holiday, your possessions are covered should the unthinkable happen.

Our policies not only include the usual accidental damage and theft cover, but also cover for breakdown outside of the manufacturer's guarantee/warranty, and for the cost of unauthorised calls, texts, or data use if your phone is lost or stolen.

Please note the cover does not extend to include items placed in the hold of an aircraft.

Our insurance is arranged and administered by Bastion Insurance Services Ltd. on behalf of Brokersure Ltd., and is underwritten by Collinson Insurance.

Our Gadget cover benefits include:

  1. Same day cover
  2. Up to 365 days Worldwide cover
  3. Protection against theft, accidental damage, accidental loss, and breakdown
  4. Cover for charges for unauthorised calls and data use
  5. UK-based customer support - we're here to help!

Policy Wordings

For policies purchased after 1st March 2025:

Gadget Policy Wording 

For policies purchased between 1st May 2024 and 28th February 2025

Gadget Policy Wording 

For policies purchased between 1st March 2024 and 30th April 2024:

Gadget Policy Wording  

For previous Policy Wordings, please contact us.