Get Covered with Car Hire Excess Insurance
Car hire excess insurance lets you enjoy your trip knowing you have cover in place for eligible excess charges.
If you need help, UK-based support teams are on hand to make the process as quick and straightforward as possible.
Why Use Car Hire Excess Insurance?
Rental Key & Lock Cover
Cover for eligible replacement keys, locks and locksmith charges if your rental vehicle key is lost, stolen or damaged.
Misfuelling Cover
Cover for eligible engine-flushing and immediate travel costs if the wrong fuel is put into the rental vehicle.
Damage, Theft, & Malicious Damage
Reimbursement of eligible excess charges following damage, fire, theft or attempted theft of the rental vehicle.
UK-Based Support
Help with your policy from a UK-based support team, Monday to Friday, 9am to 5pm.
Car Hire Excess Insurance Explained
Insurance or a collision damage waiver is usually included when you hire a car. However, if the vehicle is damaged or stolen, the rental company may still charge you an excess under the rental agreement.
Car hire excess insurance from CarExcess.co.uk operates on a reimbursement basis. This means you must pay any charges made by the rental company first, then submit a claim to recover eligible costs, up to the limits shown on your Certificate of Insurance.
Depending on the cover shown on your certificate, the policy can also include:
- Damage to tyres, wheels, windscreens, other glass, the undercarriage and roof
- Rental company administration and loss-of-use charges following a covered incident
- Towing charges following a covered claim or mechanical breakdown
- Lost, stolen or damaged rental keys
- Misfuelling costs
- Locked-out charges
- Certain rental cancellation, curtailment and drop-off charges
- Theft of personal effects from the rental vehicle, subject to specific security and reporting requirements
You may still need to leave a deposit or payment-card authorisation with the rental company. Terms, conditions, limits and exclusions apply. Read the CarExcess.co.uk Policy Wording and your Certificate of Insurance before purchasing.
Frequently Asked Car Hire Excess Insurance Questions
Why consider CarExcess.co.uk instead of additional cover from the rental company?
Car hire excess insurance may provide an alternative to purchasing an excess waiver or additional protection at the rental desk.
The cover offered by rental companies can differ from a separate excess reimbursement policy. Compare the costs, cover limits and exclusions carefully, and check that the CarExcess.co.uk policy meets your needs before purchasing.
Do CarExcess.co.uk policies have an excess?
The policy wording does not state that a separate policy excess will be deducted from an eligible claim. CarExcess.co.uk can reimburse the eligible amount you have paid to the rental company, up to the applicable benefit limit and overall limit shown on your Certificate of Insurance.
Payment-card transaction fees, currency exchange charges and any other ineligible costs will not be reimbursed.
Interested? Go to Car Hire Excess Insurance for a quote.
