Policy Wordings

Hard copies can be provided, please call us on 0330 880 3600. We are open 8.30am-6pm, Monday to Friday, and 8.30am-4pm at Saturday. Click one of the brands below, this will take you to their policy wording

Historical Travel Insurance Policy Wordings (Purchased prior to 1st December 2015): Historical Travel Insurance Policy Wordings

Direct Travel

Direct Travel Policy Wording with effect from 14th February 2018

  1. Direct Travel Policy Wording

Direct Travel Policy Wording Policies Purchased Prior to 13th February 2018

  1. Direct Travel Policy Wording

Direct Travel Policy Wording for Policies Purchased Prior to 1st August 2017

  1. Direct Travel Policy Wording

Direct Travel Policy Wording for Policies Purchased Prior to 7th February 2017

  1. Direct Travel Budget Policy Wording
  2. Direct Travel Standard Policy Wording
  3. Direct Travel Premier Policy Wording
  4. Direct Travel Premier Plus Policy Wording

Direct Travel Gadget Cover Policy Wording with effect from 5th September 2018

  1. Direct Travel Gadget Cover Policy Wording

Direct Travel Gadget Cover Policy Wording for policies purchased after 20th June 2017 (inclusive)

  1. Direct Travel Gadget Cover Policy Wording

Direct Travel Gadget Cover Policy Wording for policies purchased after 1st October 2016 but before 20th June 2017 (inclusive)

  1. Direct Travel Gadget Cover Policy Wording

Direct Travel TI Policy Wording for Policies purchased prior to 1st May 2018

  1. Direct Travel TI Policy Wording

Direct Travel TI Policy Wording for Policies purchased prior to the 30th April 2018

  1. Direct Travel TI Policy Wording

Direct Travel TI Policy Wording for Policies purchased prior to the 1st August 2017

  1. Direct Travel TI Policy Wording

Direct Travel TI Policy Wording for Policies purchased prior to the 2nd May 2017

  1. Direct Travel TI Policy Wording

Direct Travel Backpacker Policy Wording

  1. Direct Travel Backpacker Policy Wording

Top Dog

TopDog Policy Wording

  1. TopDog Policy Wording

TopDog Policy Wording for Policies purchased prior to 31st December 2017

  1. TopDog Policy Wording

TopDog Policy Wording for Policies purchased prior to 1st January 2017

  1. TopDog Standard Policy Wording
  2. TopDog Premier Policy Wording
  3. TopDog Premier AMT Policy Wording
  4. TopDog Standard AMT Policy Wording

Flexicover

Flexicover Policy Wording

  1. Flexicover Policy Wording

Flexicover Policy Wording for Policies purchased prior to 31st December 2017

  1. Flexicover Policy Wording

Flexicover Policy Wording for Policies purchased prior to 1st January 2017

  1. Flexicover Standard Policy Wording
  2. Flexicover Premier Policy Wording
  3. Flexicover Standard AMT Policy Wording
  4. Flexicover Premier AMT Policy Wording

Direct 2 Insure

D2I Policy Wording

  1. D2I Policy Wording

D2I Policy Wording for Policies purchased prior to 24th June 2016

  1. D2I Essential Policy Wording
  2. D2I Comprehensive Policy Wording
  3. D2I Essential AMT Policy Wording
  4. D2I Comprehensive AMT Policy Wording

Spectrum

Spectrum Policy Wording

  1. Spectrum Policy Wording

Spectrum Policy Wording for Policies purchased prior to 31st December 2017

  1. Spectrum Policy Wording

Spectrum Policy Wording for Policies purchased prior to 1st January 2017

  1. Spectrum Standard Policy Wording
  2. Spectrum Standard AMT Policy Wording
  3. Spectrum Premier Policy Wording
  4. Spectrum Premier AMT Policy Wording

Free Spirit

Free Spirit Policy Wording

  1. Free Spirit Policy Wording

Free Spirit Policy Wordings for Policies Purchased Prior to 1st September, 2018

  1. Free Spirit Policy Wording

Free Spirit Policy Wordings for Policies Purchased Prior to 11th July, 2018

  1. Free Spirit Policy Wording

Free Spirit Policy wordings for Policies purchased prior to 1st June 2018

  1. Free Spirit Policy Wording

Free Spirit Policy wordings for Policies purchased prior to 26th June 2017

  1. Free Spirit Super ST/AMT Policy Wording
  2. Free Spirit Super Duper ST/AMT Policy Wording

Free Spirit Policy wordings for Policies purchased prior to 1st June 2016

  1. Free Spirit Super Duper ST EU Policy Wording
  2. Free Spirit Super Duper AMT EU Policy Wording
  3. Free Spirit Super ST WW Policy Wording
  4. Free Spirit Super AMT WW Policy Wording
  5. Free Spirit Super Duper ST WW Policy Wording
  6. Free Spirit Super Duper AMT WW Policy Wording

Fish

Fish Policy Wording

  1. Fish Traveller Policy Wording

Fish Policy Wordings for Policies purchased prior to 1st October 2018

  1. Fish Traveller Policy Wording

Fish Policy Wordings for Policies purchased prior to 1st July 2017

  1. Fish Traveller Policy Wording
  2. Fish Traveller Deluxe Policy Wording

Fish Policy Wordings for Policies purchased prior to 1st April 2016

  1. Fish Single Trip Policy Wording
  2. Fish AMT Policy Wording

Fit2Travel

Fit2Travel Policy Wording

  1. Fit2Travel Silver Policy Wording
  2. Fit2Travel Gold Policy Wording
  3. Fit2Travel Platinum Policy Wording

Fit2Travel Silver Policy Wording for Policies purchased prior to the 31st December 2017

  1. Fit2Travel Single Silver Policy Wording
  2. Fit2Travel AMT Silver Policy Wording

Fit2Travel Gold Policy Wording for Policies purchased prior to the 31st December 2017

  1. Fit2Travel Single Gold Policy Wording
  2. Fit2Travel AMT Gold Policy Wording

Fit2Travel Platinum Policy Wording for Policies purchased prior to the 31st December 2017

  1. Fit2Travel Single Platinum Policy Wording
  2. Fit2Travel AMT Platinum Policy Wording

Fit2Travel Policy Wording for Policies purchased prior to the 1st January 2017

  1. Fit2Travel Single Silver Policy Wording
  2. Fit2Travel AMT Silver Policy Wording
  3. Fit2Travel Single Gold Policy Wording
  4. Fit2Travel AMT Gold Policy Wording
  5. Fit2Travel Single Platinum Policy Wording
  6. Fit2Travel AMT Platinum Policy Wording

If you would like to discuss any issue relating to our policy wordings, then please do not hesitate to call us on 0330 880 3600. We are open 8.30am-6pm, Monday to Friday, and 8.30am-4pm at Saturday.

Need help?

UK Customer Services0330 880 3600

Open Mon - Fri 8:30am - 6pm.
Sat 8:30am - 4pm.
(Calls may be monitored or recorded)

UK Emergency AssistanceContact details can be found in your policy documentation

Available 24 hours a day, every day

It's important to know.

Our insurance policies do not cover undisclosed pre-existing medical conditions, or travel to or through countries where the Foreign Office has warned against all but essential travel. Other exclusions and conditions may apply so please check the Policy Wording for details.