What is an EHIC or GHIC?
The GHIC has replaced the EHIC, but you can still use your EHIC for as long as it is valid. GHIC stands for Global Health Insurance Card, and is free to obtain from the official NHS website - www.nhs.uk/ehic.
A GHIC enables you to receive necessary state-funded healthcare on the same basis as a resident in the country you're visiting. This doesn't mean the treatment is free, and the card doesn't replace travel insurance, but it can result in reduced fees or excess waivers.
You can use it in all EEA countries, as well as a few others. Here are those countries:
- Austria
- Belgium
- Bulgaria
- Croatia
- Republic of Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland (GHIC only)
- Ireland
- Italy
- Latvia
- Liechtenstein (GHIC only)
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway (GHIC only)
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland (UK nationals, Swiss nationals, and EU citizens only)
Related FAQs
- What is travel insurance?
- Do I actually need travel insurance?
- When should I buy my travel insurance?
- I'm travelling today - can I get cover?
- Can I get travel insurance if I've already travelled?
- How do you define a UK resident?
- Is there an excess?
- Do I need to tell you each time I travel on an annual policy?
- Can my family travel separately under an Annual Multi-Trip policy?
- Can I make changes to my policy after I've bought it?
- Can I use this policy to work abroad?
- Should I take an EHIC/GHIC?
- What if the FCDO advises against travel?
- How do I cancel my policy?
- Where are my policy documents?
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Quick Links
- Country Guides
- How to Claim
- Pre-Existing Medical Conditions
- Policy Wordings
- FCDO Travel Advice
- Email us
- FAQs
Need help?
UK Customer Services0330 880 3600*
Open Monday to Friday 9:00am to 5pm, Saturday 8:30am to 4pm and closed Sundays
Emergency Medical AssistanceDirect Travel / AllSafe (Allianz)
01444 465 553
Fit2Travel / Clear4Travel / Direct2Insure (White Horse)
01243 621 501
Goodtogo (Red Sands)
01444 465 553
OK To Travel (Starr)
02922 401 963
*Calls are recorded and may be monitored.
