Can my family travel separately on an annual policy?

Yes. Each individual can travel without the other travellers on the policy. Under-18s must be accompanied by a responsible adult at all times, whether this adult is on the annual policy or not.

We are unable to offer cover for unaccompanied children to travel.

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Related FAQs

1. What is travel insurance?
2. Do I actually need travel insurance?
3. When should I buy my travel insurance?
4. I'm travelling today - can I get cover?
5. Can I get travel insurance if I've already travelled?
6. How do you define a UK resident?
7. Is there an excess?
8. Do I need to tell you each time I travel on an annual policy?
9. Can I make changes to my policy after I've bought it?
10. Can I use this policy to work abroad?
11. What is an EHIC or GHIC?
12. Should I take an EHIC/GHIC?
13. What if the FCDO advises against travel?
14. How do I cancel my policy?
15. Where are my policy documents?

Last reviewed 02 Oct 2026