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Travel Insurance Montenegro


Montenegro Country Guide

  1. CountryFacts
  2. Health
  3. Media
  1. Intro
  2. Geography
  3. People
  4. Travel
  5. Embassies & Visas
  6. Finance
  7. Cities/Regions

Quick Facts

Region: South East Europe

Full Name: Montenegro

Capital City: Podgorica
Language Spoken: Montenegrin (Other official languages used: Croatian; Serbian; Albanian; and Bosnian.)

Montenegro Travel Insurance

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Geographic data

42? 47’N 19? 28’E

Elevation Extremes

Highest Point: Bobotov Kuk 2,522m

Lowest Point: Adriatic Sea 0m

Land boundaries

680km - Albania = 186km. Bosnia and Herzegovina = 242km. Croatia = 19k. Kosovo 76km. Serbia 157km.

Natural hazards

Small earthquake tremors are registered throughout the year, as Montenegro is situated in an active earthquake zone. Sever earthquakes do not happen very often, with the last one being in 1979, killing 94 people and injuring over 1,000. The Montenegrin coast was structurally affected by this earthquake.

Natural resources

Bauxite, Wood, Coal, and Tourism.

Land use

Arable Land: 12.45%

Permanent Crops: 1.16%
Other: 86.39%

Environmental current issues

Coastal water pollution from sewage


Montenegro has a very Mediterranean climate. May, June, September and October are the months which have the most average temperatures. With August being the hottest months and January being the coolest month. On average, the most rain tends to fall in December, with July being the driest month.

Time difference

Montenegro is 1 hour ahead of the UK


650,036 (July 2014 est.)

Age structure

0-14 years: 15.2% (male 48,231/female 50,659)

15-24 years: 10.8% (male 33,085/female 37,029)
25-54 years: 47.1% (male 164,644/female 141,380)
55-64 years: 12.9% (male 41,765/female 42,075)
65 years and over: 14% (male 36,081/female 55,087) (2014 est.)

Median age


Population growth rate

Total: 39.2 years

Male: 38.2 years
Female: 40.5 years (2014 est.)

Population Growth Rate

-0.49% (2014 est.)

Birth Rate

10.59 births/1,000 population (2014 est.)

Death Rate

9.3 deaths/1,000 population (2014 est.)

Net migration rate


Sex Ratio

At Birth: 1.07 male(s)/female

0-14 years: 0.95 male(s)/female
15-24 years: 0.89 male(s)/female
25-54 years: 1.17 male(s)/female
55-64 years: 0.99 male(s)/female
65 years and over: 0.66 male(s)/female
Total Population: 0.99 male(s)/female (2014 est.)

Life expectancy at birth


Total Fertility Rate


Business Practices

When eating out at a restaurant, 10% is the usual tipping amount if you were pleased with the service.


Although the overall crime levels in Montenegro are considered to be low, pickpocketing from tourists is rather popular, especially in heavily crowded tourist attractions, airports and beaches. Because of this it is advised to carry cash rather than cards, and carry as little valuables as possible when out.
The legal drinking age in Montenegro is 18 years old.


Montenegro offer a wide range of tourist accommodation, including 5 star hotels, smaller boutique hotels, well equipped campsites, hostels, and B&B’s.
If you are staying in any sort of tourist accommodation, then it is imperative that you register with the Montenegrin police. Your registration has got to be done within a time period of 24 hours before you are set to arrive at your accommodation.


In 2012 56.8% of the population used the internet. The internet services in Montenegro are provided by Crnogorski Telekom, M-Kabl, and MTEL. Currently, there are no restrictions set by the government on internet access.
3G mobile phone services were introduced in Montenegro in 2007.


The electricity voltage in Montenegro is 230V with a frequency of 50Hz It is advised that you take with you a plug adaptor if you plan to use any pieces of technology or gadgets.

Plug Types

The plug types in Montenegro are type F.

Food And Dining

Meat, cheese and seafood are usual ingredients for many Montenegrin dishes. Some of the countries specialities include: Octopus salad; fish soup; kebabs; and battered squid rings.

When eating out at a restaurant, 10% is the usual tipping amount if you were pleased with the service.
Nightlife - Montenegro is home to many clubs and bars serving cocktails and a string of other alcoholic beverages whilst playing loud music. Many bars and club usually provide for young well-off Russians and Serbians. However, if you prefer a more peaceful and calm scene, then in the Summer months, more theatre performances and musical concerts are available.

Entry Departure Requirements

When travelling to Montenegro, 24 hours prior to your arrival, you must register with local police. If you are staying in any sort of tourist accommodation, then it is imperative that you register with the Montenegrin police. Your registration has got to be done within a time period of 24 hours before you are set to arrive at your accommodation. Each time you enter and leave the country, you must register and de-register each time.

Visa immigration information

If you are a British citizen, and plan to stay longer than 90 days in Montenegro, then you must apply for either a longer tourist visa, or a temporary residence permit. This needs to be applied for before your 90-day limit is over.


Your passport needs to be valid for the duration of your trip to Montenegro.


British Nationals do not need a visa in order to enter Montenegro if their stay is less than 90 days long, just a valid passport.

Types of visa and cost

In order to stay more than 90 days in Montenegro, you need to apply for a visa or a temporary residence permit. These must be applied for before the 90-day limit expires, no later than one week before.


Your passport needs to be valid for the duration of your trip to Montenegro.

Application to

The Embassy of Montenegro UK

Address: 47 De Vere Gardens, London, W8 5AW
Tel: 020 3302 7227

Application Requirements


Working Days Required


Temporary Residence


HIV Entry Requirements

There are currently no entry requirements for people travelling to Montenegro with HIV.

Departure tax

There is a €15 departure tax.


The Embassy of Montenegro UK:

Address: 47 De Vere Gardens, London, W8 5AW
Tel: 020 3302 7227

The Embassy of Montenegro USA:

Address: 1610 New Hampshire Avenue NW, Washington, DC 20009, United States
Tel: +1 202-234-6108
Website: Opening Times: 9am-5pm Monday-Friday

British Foreign, Commonwealth & Development Office

The British FCDO warn that there is an underlying threat of terrorism in Montenegro. It is advised that you report any suspicious behaviour.

The British FCDO also state that for identification reasons, it is imperative to keep your passport on you at all times. It is advised to photocopy your passport and keep it in a safe place.

British FCDO Montenegro

US Department of State

US Department of State Montenegro


Montenegro’s current currency is the Euro.

Currency Restrictions

When importing money, there are no restrictions. However, restrictions apply if you are trying to export €10,000 or more and have not declared it on arrival.

Banking hours

Most Montenegrin banks operate under the following times:

Mon - Fri 8am - 8pm
Sat 8am - 3pm

Currency Exchange

GBP£1.00 = €1.32

Credit cards

Credit cards are widely welcomed.
Cash points are usually available in larger towns and hotels.

Travellers Cheques

Travellers Cheques can be difficult to exchange in Montenegro.

  1. Health Information
  2. Recent Disease Outbreak
  3. Hospital Database

Dental Care

Most dental practices in Montenegro are private, where residents go to get more advanced treatment such as bridges, veneers and crowns, as the state dentists only provide regular check-ups. It is advised that you have sufficient travel insurance in order to cover you if anything were to go wrong. Don’t forget, you can get your travel insurance from DirectTravel at either or ring our friendly team on 0330 880 3600.

Medication Availability

Pharmacies in Montenegro offer health information, help and advice with minor cases. They can also produce medicines and treatments for minor cases, however it is advised that if you are taking any medication before travelling to Montenegro, that you take a sufficient supply with you to cover the duration of your trip, in order to be able to cover yourself. The usual pharmacy opening times in Montenegro are Monday-Friday 8am-8pm and Saturdays 8am-3pm.

Blood Supplies


Medical Facilities

The medical facilities in Montenegro are usually not as well equipped and up to standard as British and other Western European hospitals. Montenegro have seven government run hospitals, with a growing number of private hospitals. Basic English is spoken by most doctors. The UK and Montenegro have a reciprocal health policy so that serious treatment can be provided to British people when in Montenegro for free. However, in serious cases, you must be able to present your British passport. If your case is not serious, then you will be expected to pay in cash for the treatment and medical care that you have undergone. However, for minor cases, it is advised to see a pharmacist first, as they are highly trained and will not charge. It is advised because of this that you purchase health insurance that is able to cover you for all aspects. If you intend to take part in any extreme sports, such as mountain hiking and bungee jumping, it is advised to take out further medical insurance in order to cover this.

124 is the number to call for the emergency ambulance services.

General Caution

Food and waterborne diseases to be aware about include bacterial diarrhoea.

Specific Concerns



When travelling to Montenegro, you should be up-to-date with your routine jabs and boosters including MMR, Polio and your yearly flu jab. It is also advised to be vaccinated against Hepatitis A, preferably 4-6 weeks before you are due to travel, and that you should consider being vaccinated against Rabies and Tetanus. It is always best to check with your GP to make sure you are up-to-date with your vaccinations and whether other vaccinations are recommended for your chosen place of travel.

Disease Risk Summary


Entry Requirements


Recent Disease Outbreaks

No recent Disease Outbreaks


Montenegro runs 4 public and around 20 private television stations. The country also runs 1 satellite television channel.


Pobjeda and Vijesti are popular Montenegrin daily newspapers.