When should I buy travel insurance?

Travel insurance should be purchased as soon as you would like to be covered for the cancellation of your holiday. On that basis, it is recommended that travel insurance is purchased as soon as your first trip payment is made, even if this is only a small deposit.

For Single Trip policies, your cancellation cover begins immediately after payment, and all other benefits on the same policy come into effect on the day you travel.

For Annual Multi-Trip policies, it is up to you to decide when you wish your cancellation cover to begin. The cover begins on the commencement date of the policy, so make sure you select the correct start date to receive cancellation cover.

Related FAQs

1. How do I make a claim in the event of poor weather?
2. Am I covered for disruption due to natural disasters?
3. Am I covered for travel disruption caused by the Icelandic volcanic ash incident?
4. Am I covered to drive abroad?
5. Can I cancel my policy if it does not meet my needs?
6. Can I extend an individual trip policy from abroad?
7. Can I increase the personal possessions limit?
8. Can my family travel independently on an annual policy?
9. Can we be insured as a couple on the same annual policy?
10. Do you cover cruises?
11. Do you provide cover for Scheduled Airline Failure?
12. How do I get adequate liability cover for driving in USA?
13. How do you define UK resident?
14. How many days can I be abroad on an annual policy?
15. How much are my golf clubs insured for?
16. Is it possible to extend the trip limit on the annual policies?
17. Is the cover per person or per policy?
18. Is there an excess?
19. Should I contact you each time I travel on my annual policy?
20. What is the EHIC?
21. Should I take an EHIC card?
22. What does a single or individual trip mean?
23. What if my Travel Agent is forcing me to take their insurance?
24. What if my travel plans are affected by extreme weather conditions?
25. What if the staff from the airline I am travelling with go on strike or threaten industrial action?
26. What is the single article limit?
27. Can I cover my gadgets whilst abroad?
28. When is travel insurance necessary?
29. When does travel insurance need to be purchased?
30. Am I covered if there were to be a terror related attack?