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What is an EHIC or GHIC?

The GHIC has replaced the EHIC, but you can still use your EHIC for as long as it is valid. GHIC stands for Global Health Insurance Card, and is free to obtain from the official NHS website - www.nhs.uk/ehic

A GHIC enables you to receive necessary state-funded healthcare on the same basis as a resident in the country you’re visiting. This doesn’t mean the treatment is free, and the card doesn’t replace travel insurance, but it can result in reduced fees or excess waivers.

You can use it in all EEA countries, as well as a few others. Here are those countries:

  1. Austria
  2. Belgium
  3. Bulgaria
  4. Croatia
  5. Republic of Cyprus
  6. Czech Republic
  7. Denmark
  8. Estonia
  9. Finland
  10. France
  11. Germany
  12. Greece
  13. Hungary
  14. Iceland (GHIC only)
  15. Ireland
  16. Italy
  17. Latvia
  18. Liechtenstein (GHIC only)
  19. Lithuania
  20. Luxembourg
  21. Malta
  22. Netherlands
  23. Norway (GHIC only)
  24. Poland
  25. Portugal
  26. Romania
  27. Slovakia
  28. Slovenia
  29. Spain
  30. Sweden
  31. Switzerland (UK nationals, Swiss nationals, and EU citizens only)

Related FAQs

  1. What is travel insurance?
  2. Do I actually need travel insurance?
  3. When should I buy my travel insurance?
  4. I’m travelling today - can I get cover?
  5. Can I get travel insurance if I’ve already travelled?
  6. How do you define a UK resident?
  7. Is there an excess?
  8. Do I need to tell you each time I travel on an annual policy?
  9. Can my family travel separately under an Annual Multi-Trip policy?
  10. Can I make changes to my policy after I've bought it?
  11. Can I extend my policy from abroad?
  12. Can I use this policy to work abroad?
  13. Should I take an EHIC/GHIC?
  14. What if the FCDO advises against travel?
  15. How do I cancel my policy?
  16. Where are my policy documents?

Need help?

UK Customer Services

0330 880 3600*

Opening hours:
Monday - Friday
8:30am - 6.00pm
Saturday
8:30am - 4.00pm

Emergency Medical Assistance

Direct Travel / AllSafe (Allianz)
01444 465 553


Fit2Travel / Clear4Travel / Direct2Insure (White Horse)
01243 621 501


Goodtogo (Red Sands)
01444 465 553

*Calls are recorded and may be monitored.