Do I need to declare depression or anxiety?

When completing a medical declaration, we ask if you or anyone in your party has ever been diagnosed with or treated for any psychological conditions such as stress, anxiety, depression, or psychiatric conditions such as eating disorders, drug or alcohol abuse or mental instability?

On this basis, depression and/or anxiety would need to be declared regardless of whether you currently take medication or have counselling, whether you have done in the last 2 years, or even if you last dealt with it twenty years ago.

All pre-existing conditions need to be declared on your policy in order for your policy to be valid. Failure to declare the correct medical conditions, or to give complete and accurate information, might result in claims being rejected, claims being refused, or cover withdrawn.

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Related FAQs

1. What is a pre-existing medical condition?
2. Do you insure people with pre-existing medical conditions?
3. What does exclusion mean?
4. Am I insured to travel if I'm pregnant?
5. Can I take out insurance if I am currently under investigation for an illness?
6. Should I notify you if my medical conditions have changed since taking out my policy with you?
7. If my insurance is refused due to my pre-existing medical condition, can I still take out travel insurance?
8. Do I have to pay my medical bills abroad?
9. What is a medical screening?
10. Am I able to exclude cover for medical conditions?

Last reviewed 22 Jul 2024