Over 100 activities included at no extra cost on Direct Travel policies.
What is banana boating?
Banana boating involves riding on a long inflatable that is pulled across the water by a motorised boat. Riders hold on as the inflatable moves, turns and bounces across the surface.
Can I get travel insurance for banana boating?
Cover for banana boating can be available through Direct Travel.
Depending on the policy, it may be included as standard or available to add for an additional premium. Select banana boating when getting your quote and check that it appears on your policy documents before taking part.

Things to remember:
- Make sure banana boating is included on your cover
- Wear a properly fitted life jacket throughout the activity
- Follow the instructions and hand signals given by the boat operator
- Use a licensed or regulated activity provider where required by local law
- Do not take part in unsafe weather or water conditions
- Personal liability is not covered because a motorised boat is used
What can travel insurance help with?
If you are injured while taking part in insured banana boating, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Your policy can also provide cover for cancelling or cutting short your trip for specific insured reasons.
Personal liability is not covered while banana boating because the activity involves the use of a motorised boat.
Banana Boating FAQs
Is banana boating covered as standard?
It depends on the policy. Banana boating may be included as standard or available to add for an additional premium. Select it when getting your quote and check that it appears on your policy documents.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if banana boating is included on your policy and the claim meets its terms and conditions.
Do I need to wear a life jacket?
Yes. Wear a properly fitted life jacket and any other safety equipment required by the boat operator or activity provider.
Does banana boating need to be professionally organised?
Use a licensed or regulated provider where required by local law. Follow the operator’s instructions and check that the boat, tow line and inflatable appear to be in suitable condition before taking part.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
