Adventure Racing Travel Insurance
Cover for adventure racing and related medical expenses
Access to 24/7 emergency medical support
Quick online quotes for multi-discipline events
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is adventure racing?
Adventure racing combines endurance, navigation and several outdoor activities in one event. A race might include trail running, mountain biking, kayaking or climbing and can last anything from a few hours to several days.
Can I get travel insurance for adventure racing?
Cover for adventure racing can be available through Direct Travel.
Depending on the policy, it may be included as standard or available to add for an additional premium. As race formats vary, check that the cover matches the event, its competitive format and each activity involved.

Adventure racing top tips:
- Select adventure racing when getting your quote
- Check that the competitive format and each discipline involved can be covered
- Tell us if the event includes activities with specific limits, such as climbing, high-altitude trekking or white-water kayaking
- Carry the safety equipment required by the event organiser
- Prepare for the terrain, weather and race length
What can travel insurance help with?
If you are injured while taking part in an insured adventure race, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Your policy can also provide cover for cancelling or cutting short your trip for specific insured reasons. Search and rescue, race equipment and other sports benefits are not included under every policy.
Adventure Racing FAQs
Is adventure racing covered as standard?
It depends on the policy. Adventure racing may be included as standard or available to add for an additional premium. Select it when getting your quote and check that it is included on your policy documents.
Can competitive adventure racing be covered?
Competition exclusions vary between policies, so selecting an activity does not necessarily cover every organised race. Check that your policy allows the type of event you are entering before taking part.
Are all parts of an adventure race covered?
Not automatically. Adventure races can include several activities with their own requirements or limits. Make sure your cover matches the running, cycling, water, climbing and other sections included in your event.
What if the race takes place in a remote location?
Emergency medical expenses and medically necessary transport can be covered, but search and rescue cover varies. Check what your policy provides before entering a remote or multi-day event.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
