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Do you cover pre-existing medical conditions?

Yes, our policies are designed to cover pre-existing medical conditions that are declared to us at the time of quotation/policy purchase. This includes cover for emergency medical expenses, as well as cancellation, curtailment etc.

For more information, see our FAQ: What is a pre-existing medical condition?

Related FAQs

  1. What is a pre-existing medical condition?
  2. What is a medical screening?
  3. What happens if I'm on a waiting list?
  4. Do I need to let you know if my health has changed since purchase?
  5. Can I exclude some, or all, of my medical conditions?
  6. What happens if I don't declare my medical conditions?
  7. Can I get insurance if I’m pregnant?
  8. Will you cover me if I'm going abroad for treatment/surgery?

Need help?

UK Customer Services

0330 880 3600*

Opening hours:
Monday - Friday
9am - 6.00pm
Saturday
8.30am - 4.00pm

Emergency Medical Assistance

Direct Travel / AllSafe (Allianz)
01444 465 553


Fit2Travel / Clear4Travel / Direct2Insure (White Horse)
01243 621 501


Goodtogo (Red Sands)
01444 465 553


OK To Travel (Starr)
02922 401 963

*Calls are recorded and may be monitored.