Do you cover hazardous sports?

Many sports and activities are covered as standard, and others can be added for an extra premium. Each activity is graded by risk into activity packs or categories, so the more hazardous ones sit in the higher packs.

You can check where your activity sits on our sports and activities page, and the full list is in your policy wording. The general conditions and exclusions in the wording also apply, for example cover usually only applies when you take part on an amateur or recreational basis.

If your activity is not listed, or you are taking part professionally or competitively, please call our customer service team on 0330 880 3600 before you travel.

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Related FAQs

1. What sports and activities are covered?
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4. How much are my golf clubs insured for?

Last reviewed 02 Oct 2026