Can I upgrade my European annual policy to Worldwide?

Yes, in most cases. If you bought an Annual Multi-Trip policy for Europe and then book a trip further afield, you can usually upgrade it to Worldwide cover rather than buying a separate policy.

You can do this online by logging in to MyBrokerSure and choosing Upgrade Your Policy from the Policy Actions list. If you would rather speak to someone, our customer care team can make the change for you on 0330 880 3600.

Make the upgrade before you leave for the trip that needs Worldwide cover. Until it is done, your policy only covers the area you originally chose.

How much does it cost?

You pay the difference between Europe and Worldwide cover for the time left on your policy. An upgrade with a few months to run will usually cost less than one made soon after you bought the policy. You will see the extra premium before you confirm anything.

Some changes to a policy need to be checked against its terms first, so occasionally we may need to refer an upgrade for approval before it can go ahead.

Not sure which area you need? See what is the difference between Europe 1 and Europe 2.

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Related FAQs

1. What is an Annual Multi-Trip?
2. What do you mean by geographical area?
3. Can I make changes to my policy after I've bought it?
4. What is the difference between Europe 1 and Europe 2?

Last reviewed 02 Oct 2026