What do you mean by geographical area?

Geographical areas are how the countries in the world are grouped for travel insurance purposes.

Depending on the policy you have with us, and the insurer you have selected, these countries may fall under different geographical areas. On this basis, we would ask that you please refer to your Policy Wording for confirmation of the region you are covered under. You would not be covered if you travel outside the area you have selected, and as is shown in your Policy Certificate.

It is also your responsibility to check the latest advice from the FCDO (Foreign, Commonwealth, and Development Office) prior to commencing your trip, which you can find at www.gov.uk/foreign-travel-advice. We cannot offer policies to a country the FCDO advise against all, or all but essential travel to.

As an example, please find the following geographical areas for a policy underwritten by Allianz: 

UK - England, Scotland, Wales, Northern Ireland, and the Isle of Man.

EUROPE 1 - Albania, Andorra, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands (Guernsey, Jersey, Alderney, and Sark), Corsica, Croatia, Czech Republic, Denmark (inc. Faroe Islands), Estonia, Finland, France, Germany, Gibraltar, Holland (Netherlands), Hungary, Italy, Kosovo, Latvia, Lithuania, Luxembourg, Moldova, Monaco, Montenegro, North Macedonia, Poland, Portugal (inc. Azores), Republic of Ireland, Romania, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Ukraine, and Vatican City.

EUROPE 2 - Those countries listed above in ‘EUROPE 1, as well as: Cyprus, Greece (inc. Greek Islands), Iceland, Liechtenstein, Madeira, Malta, Norway, Russia (West of Urals), Spain (inc. Balearic and Canary Islands), and Turkey.

AUS/NZ - Australia and New Zealand.

WORLDWIDE EXC. - Anywhere in the world excluding the United States of America, Canada, the Caribbean, and Mexico.

WORLDWIDE INC. - Anywhere in the world.

Related FAQs

1. Do the Annual Multi-Trip policies cover UK travel?
2. How do I change my travel destination after purchase?
3. Stay Safe Overseas: Be TravelAware with Direct Travel and the FCDO