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Travel Insurance Nigeria


Nigeria Country Guide

  1. Country Facts
  2. Health
  3. Media
  1. Intro
  2. Geography
  3. People
  4. Travel
  5. Embassies & Visas
  6. Finance
  7. Cities/Regions

Quick Facts

Region: Africa
Full Name: Federal Republic of Nigeria
Capital City: Abuja
Language Spoken: English (official), Hausa, Yoruba, Igbo (Ibo), Fulani

Nigeria Travel Insurance

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Geographic data

10 00 N, 8 00 E

Elevation Extremes

lowest point: Atlantic Ocean 0 m highest point: Chappal Waddi 2,419 m

Land boundaries

total: 4,047 km border countries: Benin 773 km, Cameroon 1,690 km, Chad 87 km, Niger 1,497 km

Natural hazards

periodic droughts; flooding

Natural resources

natural gas, petroleum, tin, iron ore, coal, limestone, niobium, lead, zinc, arable land

Land use

arable land: 33.02% permanent crops: 3.14% other: 63.84% (2005)

Environmental current issues

soil degradation; rapid deforestation; urban air and water pollution; desertification; oil pollution - water, air, and soil; has suffered serious damage from oil spills; loss of arable land; rapid urbanization


Varies from area to area. The southern coast is hot and humid with a rainy season from March to November. During the dry season, the Harmattan wind blows from the Sahara. The north's rainy season is from July to September. Nights can be cold in December and January.\nRequired clothing\nLightweight cottons and linens are worn, with a warm wrap advisable in the north. Rainwear is essential during the rainy season.

Time difference

time difference: UTC+1


131,859,731 note: estimates for this country explicitly take into account the effects of excess mortality due to AIDS; this can result in lower life expectancy, higher infant mortality and death rates, lower population and growth rates, and changes in the distribution of population by age and sex than would otherwise be expected (July 2006 est.)

Age structure

0-14 years: 42.3% (male 28,089,017/female 27,665,212) 15-64 years: 54.6% (male 36,644,885/female 35,405,915) 65 years and over: 3.1% (male 1,930,007/female 2,124,695) (2006 est.)

Median age

total: 18.7 years male: 18.7 years female: 18.6 years (2006 est.)

Population growth rate

2.38% (2006 est.)

Birth rate

40.43 births/1,000 population (2006 est.)

Death rate

16.94 deaths/1,000 population (2006 est.)

Net migration rate

0.27 migrant(s)/1,000 population (2006 est.)

Sex ratio

at birth: 1.03 male(s)/female under 15 years: 1.02 male(s)/female 15-64 years: 1.04 male(s)/female 65 years and over: 0.91 male(s)/female total population: 1.02 male(s)/female (2006 est.)

Life expectancy at birth

total population: 47.08 years male: 46.52 years female: 47.66 years (2006 est.)

Total fertility rate

5.49 children born/woman (2006 est.)

Business Practices

Business visitors should be well dressed for meetings. Casual dress may convey a casual attitude, especially to European-trained Nigerians. English is spoken in business circles. Titles should be used, particularly the honorific titles of traditional leaders. Company representatives should be flexible in business dealings and able to make decisions on contractual matters without lengthy referral to their home offices. In Nigeria, important business is conducted face-to-face. No worthwhile transactions can be completed quickly or impersonally. Follow-up visits are common. Business appointments preferably are made through personal calls or hand-delivered messages, since the telephone/fax system is unreliable and the mail is slow. Nigerians are not known for punctuality. Visitors should make their contacts well before departure from the United States. Office hours are 0730-1530 Monday to Friday for government offices and 0830-1700 for private businesses.


Violent assault, armed robbery, rape and car-jacking occur throughout Nigeria, especially in Lagos, but also in the capital, Abuja. Criminals have been known to pose as police, military personnel, injured or pregnant women and bogus greeters at the airport. Travelers should: - remain within the confines of the airport when transiting (rather than venturing out) - avoid traveling alone, particularly in taxis - avoid traveling at night - keep car windows closed and car doors locked at all times - take particular care in and around the international airports, especially Lagos (where possible, arrange to be met) - take particular care on the road between the airport and Lagos. There have been incidents where visitors have been collected from their hotel by imposters claiming to represent the company where they had an appointment or by calling hotel rooms to tell travelers "your flight is departing early, I will pick you up." The visitors have then been abducted, robbed and in some cases murdered. It is advisable to make sure you can identify any person picking you up from your hotel and to be suspicious of any last minute changes in arrangements. Personal information should not be disclosed unnecessarily. Travelers should only carry sufficient cash for their daily needs, secure their valuables against theft and avoid displays of wealth at all times. Photocopies of valuables such as passport, tickets, drivers license and travelers checks should be kept separately from the originals. There have been reports of phone calls that are made to relatives of travelers from alleged hospitals or doctors in Nigeria claiming that a traveler has been injured and money is needed before medical treatment. Relatives should ensure that the contact is genuine as this is a common method of extorting money. Any requests for money from Nigeria should be treated with caution. Credit card fraud is a problem. Facilities for changing traveler's checks are very limited. Travelers should secure US Dollars or British Pounds prior to their visit, as these are the easiest to exchange and are often fairly accepted.


Hotels in major Nigerian cities are adequate. Business, 5-star or deluxe hotels of U.S. or European standard should not be expected, however. Accommodation reservations must be made well in advance. Hotels demand an advance cash deposit at the time of booking for the entire period being reserved. Some hotels require a deposit to cover meals as well. Tipping is optional, as most hotels have a 5 percent valued added tax (VAT) and 10 percent service charge, but staff expects gratuities nevertheless. Air conditioning and hot water are often a problem in hotels, in addition to the frequent breakdown of elevators. Few hotels have working smoke detectors, and emergency exists are often sealed. Telephone service is erratic, often making contact even within the hotel difficult, as well as creating obstacles to confirming or changing onward reservations. Room laundry service is usually offered. The Central Bank of Nigeria has embarked on strict enforcement of directives that foreign visitors to Nigeria must pay for hotel accommodations in foreign currency. Port Harcourt is the center of the national oil industry and offers a large selection of accommodation to the industry.


Full telephone IDD service is available. The country code is 234 and the outgoing international code is 009. International telegraph and telex services are operated by Nigerian Telecommunications Limited (NITEL) in all large cities. GSM 900 and 1800 cellular networks are used Network operators include Econet Wireless Nigeria Ltd and NITEL GSM. Airmail to Europe is unreliable and takes up to three weeks. Delivery may be more reliable through international couriers who are represented in major towns.


is 220/250 volts AC, 50Hz, single phase. Electricity 240 volts AC, 50Hz. Single phase.

Plug Types


Food And Dining

There are restaurants of all varieties in Lagos and the major towns. European and Oriental food is readily available. Although there are self-service cafes, mainly in department stores, most restaurants have table service. Nigerian food is typical of that found throughout West Africa, with regional variations. In the north, meat is more popular than in other areas. Spirits are expensive. Larger hotels and clubs have bars and cocktail lounges

National specialties:
? Yam.
? Sweet potatoes.
? Plantain and pepper soup.
? Suya (barbecued liver and beef on sticks) and kilishi (spiced dried meat).
? In the east egussi soup (stew of meat, dried fish and melon seeds).
? In the south, goat meat and bush meat - particularly antelope - are considered a delicacy. National drinks
? There are many brands of locally brewed and bottled beer which are very good.
? Nigerian brewed Guinness is available. Tipping : Unless a service charge has been included, 10 per cent is expected for most services. Note that for taxi drivers the fare including a tip should be agreed before the journey. Airport porters are usually tipped per case.

There are nightclubs in many of the hotels in Lagos and in the Surulere district. There is nightlife in other towns, however, due to socio-cultural and religious differences, some areas have a more subdued nightlife. Some clubs have live entertainment, details of which are given in the local newspapers. North of Oyo in Ogbomosho, there is a lively market, particularly in the evenings. Local festivals which generally take place in the summer months provide a good opportunity to see dancing, music and traditional costumes.

Entry departure requirements

Visa immigration information


Passport valid for a minimum of six months beyond the date of departure required by all.


Required by all except the following:
(a) nationals of Benin, Burkina Faso, Cameroon, Cape Verde, Chad, C?te d'Ivoire, The Gambia, Ghana, Guinea, Guinea-Bissau, Liberia, Mali, Mauritania, Niger, Senegal, Sierra Leone and Togo for stays of up to 90 days;
(b) transit passengers continuing their journey by the same or first connecting aircraft, provided holding valid onward or return documentation and not leaving the airport, except for nationals of the USA who require a transit visa.


Children under 16 years of age accompanying their parents residing in Nigeria (provided the name of such a child is entered in the passport of one of the parents) do not require visas, but must, however, complete one application form accompanied by a photo. All children holding their own passport must have separate visas or re-entry permits.

Types of visa and cost

Tourist, Business: US$69 (single-entry); US$120 (six-month multiple-entry); US$155 (one-year multiple-entry); US$206 (two-year multiple-entry). Transit: US$69 The prices quoted are for UK nationals; visa costs depend on nationality. Nationals of some African countries receive visas free of charge. Contact High Commission or Consular section at Embassy for further information.

Application to

Consulate (or Consular section at Embassy or High Commission); see Passport/Visa Information.

Application requirements

(a) One completed application form. (b) Valid passport. (c) One passport-size photo. (d) Fee, payable by postal order or credit/debit card. (e) Onward or return ticket for Tourist visas. (f) Paid and registered return-postage envelope if applying by post. (g) Letter of invitation from Nigeria, addressed to Visa Section, Nigeria High Commission, London, accepting full immigration/evidence of sustaining self while in Nigeria. (h) Photocopy of Inviter's passport. Business: (a)-(f) and, (g) Letter of introduction from a company or a resident of Nigeria, accepting immigration responsibility for applicant; any Nigerian inviting a visitor must attach photocopies of the first five pages of his/her own passport, while a resident must enclose a copy of his/her residence permit.
Note: In addition to the normal visa requirements, minors must also provide: original birth certificate plus one photocopy; a letter of consent from parents; and photocopies of parents' passports.

Working days required

Two if applying in person; 10 for postal applications.

HIV entry requirements

No Test Required

Departure tax



High Commission for the Federal Republic of Nigeria in the UK

9 Northumberland Avenue, London WC2N 5BX, UK
Tel: (020) 7839 1244.
Opening hours: Mon-Fri 1000-1200 (visa submission); 1530-1630 (visa collection).

Nigerian Consular Section in the UK

56-57 Fleet Street, London EC4 1BT, UK
Tel: (020) 7353 3776.
Opening hours: Mon-Fri 1000-1200 (visa submission); 1530-1630 (visa collection).

Embassy of Nigeria in the USA

3519 International Court, NW, Washington, DC 20008, USA
Tel: (202) 986 8400 (ext 1005 for Consular and immigration section).

Nigerian Consulate General in the USA

828 Second Avenue, 10th Floor, New York, NY 10017, USA
Tel: (212) 850 2200.

All travel to the Bakassi Peninsula is advised against. All but essential travel by boat and road to the riverine areas in Rivers, Bayelsa and Delta States is also advised against.
Localised outbreaks of civil unrest can occur at short notice.
Violent crime is prevalent in the south of the country, including Lagos.
Travelers should be aware of the threat from terrorism in Nigeria. A statement issued by Usama Bin Laden in February 2003 called for an uprising by Muslims in a number of countries including Nigeria.
Travelers should be aware of the global risk of indiscriminate terrorist attacks, which could be against civilian targets.
This advice is based on information provided by the Foreign, Commonwealth & Development Office in the UK. It is correct at time of publishing. As the situation can change rapidly, visitors are advised to contact the following organizations for the latest travel advice:

British Foreign, Commonwealth & Development Office


US Department of State



Naira (NGN) = 100 kobo. Notes are in denominations of NGN500, 200, 100, 50, 20, 10 and 5. Coins are in denominations of NGN1 kobo 25, 10, 5 and 1.

Currency restrictions

Import of local currency is limited to N20 in notes and must be declared on arrival. Export of local currency is restricted to N20 in notes. Import of foreign currency is unlimited, but it must be declared on arrival; export is limited to N100 per adult over 16 and must be declared. Penalties for black market transactions are severe.

Banking hours

Mon 0800-1500, Tue-Fri 0800-1330. The Government owns a large percentage of all foreign banks.

Currency exchange

The Government of Nigeria has fixed an artificially high rate for local currency (the Naira) in terms of its value in exchange for foreign currencies. However, trading on the black market is extremely dangerous and could lead to arrest. Therefore, visitors are advised to exchange currency at the official rate and at approved exchange facilities, which often include major hotels. Inter-bank transfers are frequently difficult, if not impossible, to accomplish.

Credit cards

American Express, Diners Club, MasterCard and Visa are rarely accepted in Nigeria and, because of the prevalence of credit card fraud, their use is ill-advised.

Travellers cheques

Facilities for changing traveller's cheques are limited to Abuja and larger towns.

City/RegionCity/Area codeFollowed by
Aba(0)82+ 6 digit subscriber nr
Abakaliki(0)43+ 6 digit subscriber nr
Abeokuta(0)39+ 6 digit subscriber nr
Ado-Ekiti(0)30+ 6 digit subscriber nr
Agbor(0)55+ 6/7 digit subscriber nr
Ahoada(0)86+ 6 digit subscriber nr
Akure(0)34+ 6 digit subscriber nr
Asaba(0)56+ 6 digit subscriber nr
Auchi(0)57+ 6/7 digit subscriber nr
Awka(0)48+ 6 digit subscriber nr
Azare(0)71+ 6/7 digit subscriber nr
Bauchi(0)77+ 6/7 digit subscriber nr
Benin(0)52+ 6 digit subscriber nr
Brinin-Kebbi(0)68+ 6/7 digit subscriber nr
Calabar(0)87+ 6 digit subscriber nr
Enugu(0)42+ 6 digit subscriber nr
Gombe(0)72+ 6/7 digit subscriber nr
Gusau(0)63+ 6 digit subscriber nr
Hadejia(0)78+ 6 digit subscriber nr
Ibadan(0)2+ 7/8 digit subscriber nr
Ijebu-Ode(0)37+ 6 digit subscriber nr
Ikare(0)50+ 6 digit subscriber nr
Ile-Ife(0)36+ 6 digit subscriber nr
Ilorin(0)31+ 6 digit subscriber nr
Jalingo(0)79+ 6 digit subscriber nr
Jos(0)73+ 6/7 digit subscriber nr
Kaduna(0)62+ 6 digit subscriber nr
Kafanchan(0)61+ 6/7 digit subscriber nr
Kano(0)64+ 6 digit subscriber nr
Katsina(0)65+ 6/7 digit subscriber nr
Kontagora(0)67+ 6/7 digit subscriber nr
Lafia(0)47+ 6/7 digit subscriber nr
Lagos(0)1+ 7/8 digit subscriber nr
Lokoja(0)58+ 6 digit subscriber nr
Maiduguri(0)76+ 6 digit subscriber nr
Makurdi(0)44+ 6/7 digit subscriber nr
Minna(0)66+ 6 digit subscriber nr
New Bussa(0)33+ 6 digit subscriber nr
Ogoja(0)45+ 6 digit subscriber nr
Okitipupa(0)59+ 6 digit subscriber nr
Onitsha(0)46+ 6 digit subscriber nr
Oshogbo(0)35+ 6 digit subscriber nr
Owerri(0)83+ 6 digit subscriber nr
Owo(0)51+ 6/7 digit subscriber nr
Oyo(0)38+ 6 digit subscriber nr
Pankshin(0)70+ 6/7 digit subscriber nr
Port-Harcourt(0)84+ 6 digit subscriber nr
Sapele(0)54+ 6/7 digit subscriber nr
Sokoto(0)60+ 6 digit subscriber nr
Umuahia(0)88+ 6 digit subscriber nr
Uyo(0)85+ 6 digit subscriber nr
Warri(0)53+ 6 digit subscriber nr
Wukari(0)41+ 6 digit subscriber nr
Yenogoa(0)89+ 6 digit subscriber nr
Yola(0)75+ 6 digit subscriber nr
Zaria(0)69+ 6 digit subscriber nr
  1. Health Information
  2. Recent Disease Outbreaks
  3. Hospital Database

Dental care

Avoid dental treatment as the standards of care and hygiene cannot be guaranteed.

Medication Availability

Medication in short supply and even when available is often out of date, heat damaged or counterfeit and therefore should be avoided

Blood supplies

Blood supplies should be considered as unsafe in Nigeria

Medical facilities

Medical facilities in Nigeria are generally not up to U.S./European standards. Diagnostic and treatment equipment is most often poorly maintained and many medicines are unavailable. Counterfeit pharmaceuticals are a common problem and may be difficult to distinguish from genuine medications. This is particularly true of generics purchased at local pharmacies or street markets. While Nigeria has many well-trained doctors, hospital facilities are generally of poor quality with inadequately trained nursing staffs. Hospitals often expect immediate cash payment for health services.

General caution

Recent medical and dental exams should ensure that the traveler is in good health. Carry appropriate health and accident insurance documents and copies of any important medical records. Bring an adequate supply of all prescription and other medications as well as any necessary personal hygiene items, including a spare pair of eyeglasses or contact lenses if necessary. Drink only bottled beverages (including water) or beverages made with boiled water. Do not use ice cubes or eat raw seafood, rare meat or dairy products. Eat well-cooked foods while they are still hot and fruits that can be peeled without contamination. Avoid roadside stands and street vendors. Swim only in well-maintained, chlorinated pools or ocean water known to be free from pollution; avoid freshwater lakes, streams and rivers. Wear clothing which reduces exposed skin and apply repellents containing DEET to remaining areas. Sleep in well-screened accommodations. Carry anti-diarrheal medication. Reduce problems related to sun exposure by using sunglasses, wide-brimmed hats, sunscreen lotions and lip protection.

Specific concerns

AIDS occurs. Blood supply may not be adequately screened and/or single-use, disposable needles and syringes may be unavailable. When possible, travelers should defer medical treatment until reaching a facility where safety can be assured.


Cholera: Although limited in effectiveness, vaccination may be appropriate for persons living and/or working in less than sanitary conditions for more than 3 months where medical facilities are unavailable. Vaccination may also be appropriate for travelers with impaired gastric defenses who are planning an extended visit or being exposed to unsanitary conditions. Vaccination is not advised for pregnant women, infants younger than 6 months old, or persons with a history of severe reaction to the vaccine. Hepatitis A: Consider active immunization with hepatitis A vaccine or passive immunization with immune globulin (IG) for all susceptible travelers. Especially consider choosing active immunization for persons planning to reside for a long period or for persons who take frequent short-term trips to risk areas. The importance of protection against hepatitis A increases as length of stay increases. It is particularly important for persons who will be living in or visiting rural areas, eating or drinking in settings of poor or uncertain sanitation, or who will have close contact with local persons (especially young children) in settings with poor sanitary conditions. Hepatitis B: Vaccination is advised for health care workers, persons anticipating direct contact with blood from or sexual contact with inhabitants, and persons planning extended stays of 6 months or greater (especially those who anticipate using local health care facilities, staying in rural areas, or having intimate contact with the local population). Meningitis: Meningococcal vaccine is recommended for travelers, particularly during the December-June dry season when epidemics are most likely to occur. Importance of vaccination increases with length of stay and/or exposure to crowded conditions. Pregnancy is a relative contraindication to vaccination. Protection may be less effective for infants and children aged 3-23 months than it is for persons aged 2 years and older. Polio: A one-time booster dose is recommended for travelers who have previously completed a standard course of polio immunization. Refer to CDC guidelines for vaccinating unimmunized or incompletely immunized persons. Pregnancy is a relative contraindication to vaccination; however, if protection is needed, either IPV or OPV may be used, depending on preference and time available. Rabies: Preexposure vaccination should be considered for persons staying longer than 30 days who are expected to be at risk to bites from domestic and/or wild animals (particularly dogs), or for persons engaged in high risk activities such as spelunking or animal handling. Need for vaccination is more important if potential exposure is in rural areas and if adequate postexposure care is not readily available. Typhoid: Vaccination should be considered for persons staying longer than 3 weeks, adventurous eaters, and those who will venture off the usual tourist routes into small cities, villages and rural areas. Importance of vaccination increases as access to reasonable medical care becomes limited. Contraindications depend on vaccine type. Yellow fever: Vaccination is recommended for travelers over 9 months of age going outside of urban areas. Note: All routine vaccines (such as DTP or Td, Hib, MMR, polio, varicella, influenza and pneumococcal) should be kept up-to-date as a matter of good health practice unrelated to travel.

Disease risk summary

Insect-borne diseases: are major causes of illness. Many diseases, including yellow fever, are endemic, with only scattered cases being reported and, from time to time, more extensive outbreaks. Filariasis - prevalent Leishmaniasis - occurs (both cutaneous and visceral types may be found, particularly in the drier areas) Loiasis - prevalent Malaria - prevalent Onchocerciasis (river blindness) - prevalent Relapsing fever - occurs Trypanosomiasis (sleeping sickness) - occurs (human type - mainly in small, isolated areas - is reported) Tungiasis - prevalent Typhus - occurs (louse-, flea-, and tick-borne types occur) Food-borne and water-borne illness: highly endemic. The dysenteries and diarrheal diseases, giardiasis, the typhoid fevers and viral hepatitis are widespread. Echinococcosis (hydatid disease) is widespread in animal-breeding areas. Cholera - occurs Dracunculiasis - occurs Helminthic (parasitic worm) infections - prevalent Lassa fever - occurs (exists in some rural areas, and people visiting these areas should take particular care to avoid rat-contaminated food or food containers; but the extent of the disease should not be exaggerated) Schistosomiasis - common Other hazards: Diseases such as measles and diphtheria are commonly reported, and cases of polio still occur regularly. Influenza risk extends throughout the year. Meningococcal meningitis - occurs (risk is highest during the December-June dry season, when epidemics are most likely) Rabies - occurs Trachoma - prevalent

Entry requirements

Cholera: None. (The U.S. Embassy reports that immigration officials may at times ask for immunizations beyond reported requirements. However, if travelers object strenuously, excess requirements may not be insisted upon. Persons finding themselves in this situation should contact the U.S. Embassy for assistance.) Yellow fever: A yellow fever vaccination certificate is required from travelers over 1 year of age coming from infected areas.

Recent disease outbreaks

No recent disease outbreaks

Estee Medical CentreNo. 3 Omerelu Street (Behind Presidential) Port Harcourt
Heritage Hospital & Cardiac Centre12 Idowu Martins Street (Near Mega Plaza Shopping Mall) Victoria Island Lagos
IMC (International Medical Clinic ) WARRIHouse 13 A 2nd Edewor Estate Effurun Warri
International Medical Clinicc/o Rivon Clinic Plot C/1 - Rumuogba Port Harcourt 7581 Rivers State
Kamorass Specialist Clinic238 Muri Okunola Street Victoria Island Lagos
Parklande Specialist Hospital13 Razaq Baloqun Street off Adebola Street/Adeniran Ogunsanya Surulere Lagos
Roding Medical Centre29B Olabode George Street off Ajose Adeogun Street P.O. Box 73271 Victoria Island Lagos
SMI (Service Medical International) Port HarcourtIntels Camp Km 12 Aba Expressway Port Harcourt Port Harcourt
St. Francois Medical CentrePlot 501 Bangui Street Wuse 2 Abuja
St. Nicholas Hospital57 Campbell Street Lagos Island Lagos
Tocaro Emergency Medical ServicesPlot 1618 Danmole Street Victoria Island Lagos
Zankli Medical CentrePlot No. 1021 B5 Shehu Ya'adua Way (Opposite Federal Ministry of Works) Utako District Abuja


Nigeria's media scene is one of the most vibrant in Africa. State-run radio and TV services reach virtually all parts of the country and operate at a federal and regional level. All 36 states run their own radio stations, and most of them operate TV services. Despite high levels of violence, the private press still occasionally criticizes the Government.
Press: English-language newspapers include the the Daily Times, the Guardian, New Nigerian, This Day and the Vanguard.
TV: Nigerian Television Authority (NTA) is state-run and operates national and regional stations; Degue Broadcasting Network (DBN) is a commercial station, as are AIT (which broadcasts in Lagos and Abuja via satellite), Minaj TV (serves eastern Nigeria), Galaxy TV (serves western Nigeria) and Channels TV.
Radio: This is the main medium of information for most Nigerians. The state-run Federal Radio Corporation of Nigeria operates Radio Nigeria stations in Abuja, Lagos, Ibadan, Kaduna and Enugu. Ray Power is commercial and mainly music- and speech-based.