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Under-16s Travel Insurance

If you need travel insurance for a traveller under 16, they will need to be accompanied by an adult (someone 18+) who is responsible for them.
The policy will also need to be purchased by a person who is over 18.


Things to consider before buying a policy for a child under the age of 16

If your child has a pre-existing medical condition, it is important to disclose this before buying their policy. It's important to do so in order for them to be fully and accurately covered.

It's also worth checking whether an existing family travel insurance policy will allow your child to travel independently from you.

Travel insurance for children under the age of 16 can cover:

  1. Travel cancellation or delays
  2. Medical emergencies
  3. Winter sports
  4. Worldwide travel
  5. Loss or theft of possessions