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Over 80s Travel Insurance

What should travellers over 80 think about before buying a travel insurance policy?

Travellers over the age of 80 are considered a higher risk to insurers, as they are more likely to have a pre-existing medical condition. A pre-existing medical condition should always be declared before buying a policy to make sure you get the best cover for you.

Some other factors that can dictate the cost of your policy include: your age, the destination you'd like to visit and the duration of your trip.

What does travel insurance cover for people over the age of 80?

Policies for travellers over 80 can cover:

  1. Unexpected cancellations
  2. Emergency medical assistance
  3. Delays or cancellations to travel
  4. Loss or theft of belongings.

If you are travelling in Europe, it is also a good idea to look into getting a European Health Insurance Card. With an EHIC, European residents are allowed access to free or reduced-cost healthcare when visiting an EU country. Please note: this is not a replacement for travel insurance – the EHIC does not cover private treatment or repatriation.

What can people over 80 do in advance to make sure their holiday is stress-free?

Talk to your GP before making any plans. They will be able to discuss any potential problems and advise whether a holiday is the best decision for you.

If you are flying, take a supply of your medication in your hand luggage, in case of cancellation or loss of hold luggage. When out and about at your destination, always have your medication to hand.

During a flight, drink plenty of water and get up to stretch your legs when it is convenient to do so. It would be a good idea to also consider compression stockings or flight socks.