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Travel Insurance for Over 75's

Before you go

Before you buy your travel insurance policy, you need to state whether or not you have a pre-existing medical condition. You should also declare all breathing, stroke, heart and cancerous conditions you have ever been diagnosed with. This will help to ensure you get the best policy for your needs.

A European Health Insurance Card (or EHIC) is worth looking into, as it allows for people who live in Europe to benefit from free or low-cost health care in other EU countries. However, it must be noted that this is separate from your travel insurance policy.

What does travel insurance cover for people over the age of 75?

Normally covered in policies for those over 75:

  1. Medical emergencies, hospitalisation or repatriation
  2. Delays or cancellations to travel
  3. Loss or theft of belongings
  4. Optional personal liability

How to prepare for your trip

If you have mobility needs, it may put your mind at ease if you contact not only the travel company you are using, but also the accommodation at your destination to let them know. This way, they can be best prepared to help with anything you might need.

It might be helpful to make a copy of important documents such as passports, prescriptions or travel tickets and give them to someone else. Holidays can be hectic and this leaves you with a back-up if anything is misplaced.

If you take medication, bring more than you would normally need for the amount of time you will be away. If your travel is cancelled or delayed, you will be glad of the extra resources, whether you need to take them or not.

A little research into where you are going will help you to see where your accommodation is in relation to important places such as police stations or hospitals, as well as the attractions you will be visiting.