Over 70s Travel Insurance

Over 70 and ready for a trip? Get a quote online and tell us about any medical conditions as you go.

Travellers over 70 can declare conditions online

Simple online medical screening, no forms to post

Single trip and annual multi-trip policies

What to think about before buying a travel insurance policy

People over the age of 70 are considered to be at a higher risk of needing care abroad, so premiums are likely to be higher. If you have a pre-existing medical condition this should be stated before buying a policy. You should also declare all cancerous, breathing, heart or stroke conditions you have ever been diagnosed with.

Other factors that could affect how much your travel insurance ends up costing include your age, how long you will be travelling for, and where you intend to travel.

What does travel insurance cover for people over the age of 70?

A policy for those over the age of 70 will normally cover

Medical emergencies, hospitalisation or repatriation
Delays or cancellations to travel
Loss or theft of belongings
Optional personal liability

It is also a good idea to look into getting a European Health Insurance Card (EHIC), which entitles people from European countries to reduced-price or free healthcare while travelling in EU countries. It should be noted that this is not a replacement for a travel insurance policy.

Preparation and personal safety

Research the area you are visiting before you head off: this can help you decide what attractions you would like to take in and what areas would be best to avoid.

If you take medication, pack more than you need for your time away in case your travel there or back is delayed, or you accidentally misplace any.

If you are visiting a non-English speaking country, a little lesson in the local lingo might be a good idea. It is always helpful to be able to ask for basic things – everything from 'where can I buy a bottle of water' to 'where is the nearest hospital' could potentially come in useful.

Other Useful Medical Pages

Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.

Get A Quote

Declare your conditions to get covered

Need help?

UK Customer Services

0330 880 3600*

Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm

Emergency Medical Assistance

Please refer to your Policy Wording.

*Calls are recorded and may be monitored.

Reviews for Direct Travel:

feefo reviews

"Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
"Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026

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