Over 65s Travel Insurance
Over 65 and planning a holiday? Get a quote online and declare any medical conditions along the way.
Over 65? Declare any conditions online with ease
Get covered online without the paperwork
24/7 emergency medical assistance while you're away
Get a QuoteMore and more people are using their retirement time to travel. There are plenty of affordable policies you can buy to make your time away from work stress free.
What should you know before buying a policy?
Your premium could be affected by a number of things: your age, your holiday destination, how long you will be travelling for, and whether or not your have a pre-existing medical condition.
Pre-existing medical conditions are conditions you are living with or taking medication for before you purchase your policy. They should be stated before buying insurance, as people with a pre-existing medical condition are considered a higher risk for medical emergencies while travelling. It is also important that you state all heart, breathing, stroke or cancerous conditions you have ever been diagnosed with.
Cover for people over the age of 65
Policies for travellers over 65 often covers:
- Hospitalisation or other emergency medical assistance
- Delays or cancellations to travel
- Loss or theft of belongings
A Global Health Insurance Card (GHIC) gives UK residents free or reduced-cost state healthcare in EU countries, but it is not a substitute for travel insurance. You can apply for a free GHIC on the NHS website.
Preparing for a relaxing time away
Making a copy of any prescriptions you need could prove useful if you happen to lose yours while travelling. In the same vein, a copy of your passport, tickets and contacts list could prove invaluable.
If you take medication, pack a little more than you need. If your travel is delayed or cancelled, you will be thankful for this. If you are planning to fly, don't pack all of your meds into your hold luggage – leave some for your carry-on in case you need it.
Research the area you will be visiting in advance. Reading travel articles or blog posts from people who have been before will help you know if there are any areas to avoid. On a brighter note – they can also alert you to places, restaurants and attractions you might not have considered visiting.
Other Useful Pages
Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.
Need help?
UK Customer Services0330 880 3600*
Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm
Please refer to your Policy Wording.
*Calls are recorded and may be monitored.
Reviews for Direct Travel:
- "Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
- "Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026
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