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Cover Pre-Existing Medical Conditions with Direct Travel Insurance

Our online screening process means you can declare most medical conditions quickly and easily

Advanced medical screening

Emergency medical assistance available 24 hours a day, 7 days a week

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Back to Pre-Existing Medical Conditions

Other Medical Conditions

Travelling with medical conditions—whether mild or severe, such as diabetes, allergies, or heart disease—can present unique challenges. Managing medications, monitoring symptoms, and adjusting to environmental changes can all impact your comfort and well-being while away from home. For some, the unpredictability of flare-ups or emergencies can make travel feel stressful.

However, travel insurance can provide peace of mind by covering unexpected medical needs, hospital visits, or emergencies during your trip. With the right planning and coverage in place, you can focus on enjoying your travels, knowing you're protected if any health issues arise along the way.

These are just some of the conditions and disorders we can cover:

    • Gallstones
    • Gout
    • Head Injuries
    • Heat Exhaustion & Heatstroke
    • Hernia
    • Hyperparathyroidism
    • Hypoparathyroidism
    • Interstitial Cystitis (Bladder Pain Syndrome)
    • Laryngitis
    • Liver Cirrhosis
    • Liver Failure
    • Lymphoedema
    • Menopause & HRT
    • Migraines
    • Osteophyte (Bone Spur)
    • Osteoporosis
    • Overactive Thyroid (Hyperthyroidism)
    • Pancreatitis
    • Spina Bifida
    • Thyroiditis
    • Underactive Thyroid (Hypothyroidism)

Don’t worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.

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Declare your conditions to get covered

Need help?

UK CUSTOMER SERVICES0330 880 3600*

Open Monday to Friday 8:30am to 6pm, Saturday 8:30am to 4pm and closed Sundays

*Calls are recorded for training and monitoring purposes.

UK EMERGENCY ASSISTANCEContact numbers for your Emergency Medical Assistance can be found in your Policy Wording.

Available 24 hours a day, every day.

What our customers say:

  1. "Very easy to do travel insurance online and now that you can add medical conditions, rather than calling up and going through lots of questions it’s brilliant."
  2. "I have used Direct travel insurance for a good number of years and have been extremely happy with their service and prices. This years renewal (3/3/14) was the first I have undertaken on-line and I found the process clear and easy to use."
  3. "Quick and easy, good rates for my health problems, would highly recommend."