Travel Insurance for Heat Exhaustion and Heatstroke
Had heat exhaustion or heatstroke? Tell us in our online medical screening and we can consider cover.
Declare heat exhaustion or heatstroke online
Fast online screening that fits around you
24/7 emergency medical assistance while you're away
Get a QuoteWhat are heat exhaustion and heatstroke?
Heat exhaustion and heatstroke are heat-related conditions caused by the body overheating, often due to prolonged exposure to high temperatures, dehydration, or intense physical activity. While anyone can be affected, the risk can increase significantly when travelling to hot countries or destinations with unfamiliar climates. Thousands of people in the UK experience heat-related illness each year, particularly during warmer periods or while abroad.
Most people who are mindful of heat exposure continue to travel as normal, and with careful planning and awareness of the climate, holidays in hot destinations can still be enjoyed safely and confidently.
How the right policy helps after heat exhaustion or heatstroke:
- Emergency medical treatment abroad if heat-related illness causes complications
- Hospital treatment and medical expenses during your trip
- Repatriation to the UK if you need to return home for further care
- Cancellation cover if you are unable to travel due to your condition
Travel advice for avoiding heat-related conditions
- Stay well hydrated and drink water regularly throughout the day
- Avoid direct sun during peak hours, especially in very hot countries
- Wear light, breathable clothing and use sun protection
- Take regular breaks in shaded or air-conditioned areas
When completing the medical declaration, it's important to read the questions carefully, and declare this condition where required.
Travel insurance is available for many people who have had heat exhaustion or heatstroke. What we can offer depends on how the condition affects you and how well it is managed, which is why honest, accurate answers to the medical declaration questions matter.
Other Useful Medical Pages
Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.
Need help?
UK Customer Services0330 880 3600*
Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm
Please refer to your Policy Wording.
*Calls are recorded and may be monitored.
Reviews for Direct Travel:
- "Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
- "Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026
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