Under-16s Travel Insurance
Travelling with children under 16? See how they can be covered on a family or single trip policy.
Declare your child's conditions in our online screening
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Single trip and annual multi-trip policies
Get a QuoteIf you need travel insurance for a traveller under 16, they will need to be accompanied by an adult (someone 18+) who is responsible for them.
The policy will also need to be purchased by a person who is over 18, and the main contact on the policy should not be the main traveller.
Things to consider before buying a policy for a child under the age of 16
If your child has a pre-existing medical condition, it is important to disclose this before buying their policy. It's important to do so in order for them to be fully and accurately covered.
It's also worth checking whether an existing family travel insurance policy will allow your child to travel independently from you.
Travel insurance for children under the age of 16 can cover:
- Travel cancellation or delays
- Medical emergencies
- Winter sports
- Worldwide travel
- Loss or theft of possessions
Other Useful Pages
Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.
Need help?
UK Customer Services0330 880 3600*
Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm
Please refer to your Policy Wording.
*Calls are recorded and may be monitored.
Reviews for Direct Travel:
- "Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
- "Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026
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