Under 18s Travel Insurance
Direct Travel can provide travel insurance policies for individuals under the age of 18, provided they will be accompanied during their trip by a responsible adult aged 18 or over.
The accompanying adult does not need to be included on the same policy. The traveller under 18 can hold their own policy, as long as they're not travelling alone.
Before purchasing the policy for a traveller under 18:
- They may already have cover on a family annual multi-trip policy. On this basis, they can travel without the other members of the policy, but must still be accompanied by a responsible adult.
- If the traveller under 18 has pre-existing medical conditions, it's important to declare them before buying a policy. If these conditions are not declared, the policy may be void and claims denied.
- If the traveller under 18 is going to be participating in additional sports or activities (winter sports, kayaking etc.), this must be added to their policy in order to receive cover to do so.
- The policies we offer do not cover claims arising as a result of the use or abuse of alcohol or drugs, or any related physical symptoms.
- If the traveller is under 18 at point of purchase, but has a birthday which results in their travelling at the age of 18, this would not allow them to travel alone. The traveller must be 18 at point of purchase to do so.
Travel insurance for someone under the age of 18 can cover:
- Medical emergencies or hospital visits
- Loss or theft of possessions
- Cancellation of travel or delays to travel
- Lost luggage
Tips for under-18s travelling alone:
- Make copies of important documents such as passports, contacts lists or prescriptions. Give a copy to someone else you are travelling with, so if they do get lost you have a spare. This will cut down on what could potentially be a very stressful situation.
- Budget sensibly. Some research in advance about the currency conversion and how much you are likely to spend will lower the chances of running out of cash.
- Learn some of the local lingo, whether it's how to get back to your hotel or how to get to the hospital – a little knowledge could go a long way.
