Call 0330 880 3600 Calls may be monitored or recorded. Opening Times.

  1. TRAVEL INSURANCE
    1. SINGLE TRIP INSURANCE
    2. ANNUAL TRAVEL INSURANCE
    3. BACKPACKER INSURANCE
  2. COVID-19 ENHANCED COVER
  3. More Options
    1. SKI & WINTER SPORTS INSURANCE
    2. CRUISE TRAVEL INSURANCE
    3. UK DAY & BREAK COVER
    4. NATURAL DISASTER COVER
    5. FAMILY TRAVEL INSURANCE
    6. MEDICAL CONDITIONS
    7. ACTIVITIES
    8. GADGET INSURANCE
    9. CAR HIRE EXCESS INSURANCE
  4. Help & Advice
    1. TRAVEL GUIDES
    2. COUNTRY GUIDES
    3. SKI GUIDES
    4. BLOG
    5. LATEST TRAVEL NEWS
    6. INFOGRAPHICS
    7. Help & Support
    8. LATEST FCDO UPDATES
    9. MAPS DIRECTORY
  5. Existing Customers
    1. Contact Us
    2. Manage Your Policy
    3. Make a Claim
    4. Expired Policies
    5. Policy Documents
    6. FAQ's
  1. Categories
  2. Age Limits and Age Group Definitions
  3. Company Information
  4. Destinations and Regions
  5. General Cover
  6. Health
  7. Payment
  8. Product Information
  9. Sports and Activities
  10. Wintersports/Ski

What factors do we consider when calculating our premiums?

We consider a number of factors which can have an impact on the insurance premium. These include:

  1. Pre-existing medical conditions
  2. The destination or geographical area
  3. Additional sports or activities
  4. The duration of your trip
  5. Policy type and cover level
  6. The amount and age of all travellers

Insurance is about replacing the risks associated with your circumstances, with a premium. The above factors can increase the risk, which is why they can increase the premium.

  1. About Us
  2. What factors do we consider when calculating our premiums?
  3. Who underwrites the insurance?
  4. What is an excess?
  5. What Gadgets do you Cover?
  6. What is the difference between Europe 1 and Europe 2?

  1. Quick Links

  2. Country Guides
  3. How to Claim
  4. Pre-Existing Medical Conditions
  5. Policy Wordings
  6. FCDO Travel Advice
  7. Email us
  8. FAQs

Need help?

UK Customer Services0330 880 3600*

Open Monday to Friday 8:30am to 6pm, Saturday 8:30am to 4pm and closed Sundays

*Calls are recorded for training and monitoring purposes.

UK Emergency Assistance

Direct Travel (Allianz) - 01444 465 553 

AllSafe (Allianz) - 01444 465 553

Fit2Travel (Arch) - 01243 621 501

Freespirit (Canopius) - 0203 819 7170

Goodtogo (Red Sands) - 01444 465 573

Available 24 hours a day, every day.

Get travel insurance

Single trip travel insurance Annual multi-trip travel insurance Pre-existing medical conditions Compare travel insurance

Policy documents

Community

Country guides FAQ Infographics News FCDO travel advice

Contact Us

Customer Services Emergency assistance Expired Policies Make a claim Make a complaint

Subscribe to our newsletter

For discounts, competitions, news, tips & more.

Copyright © Brokersure Ltd 2023. All rights reserved.


We collect and use your personal information according to our Privacy Policy. Please refer to your Policy Wording for full Terms and Conditions of the insurance purchased. If you have any questions please visit the FAQ page or Contact Us.

Direct Travel Insurance is a trading name of Brokersure Ltd who are authorised and regulated by the Financial Conduct Authority FCA No. 501719

Terms & Conditions | Privacy Policy | Contact