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Travel Insurance for a Panic Disorder

Living with panic disorder? Declare it in our online medical screening and we can look at cover for you.

Tell us about panic disorder in our simple online screening

Answer a few simple questions online

Single trip and annual multi-trip policies

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Travelling with panic disorder may require a little more preparation, but for many people it doesn’t mean putting holiday plans on hold.

What is panic disorder?

A panic disorder is a mental health condition characterised by sudden and repeated panic attacks, which can cause intense feelings of anxiety, a racing heart, and shortness of breath. It affects approximately 1 in 50 people in the UK. Symptoms of panic disorder differ from person to person, but many people successfully manage the condition through medication, therapy, or ongoing support.

With the right preparation, medical guidance, and suitable travel insurance, many people who manage panic disorder with treatment or supervision continue to travel abroad with confidence.

Why travel insurance matters if you have panic disorder:

  • Emergency medical treatment abroad if your condition causes complications
  • Hospital treatment and medical expenses during your trip
  • Repatriation to the UK if you need to return home for further care
  • Cancellation cover if you are unable to travel due to your condition

Travel advice for people with anxiety and panic disorders

  • Speak with your doctor before travelling if your condition has recently changed
  • Keep medication and any coping tools or medical information with you at all times
  • Avoid known triggers where possible, such as high-stress environments
  • Allow time for rest and use relaxation techniques if symptoms arise

When completing the medical declaration, it's important to read the questions carefully, and declare any mental health conditions where required.

Direct Travel can consider cover for people with panic disorder. The level of cover depends on how severe the condition is and how it is treated, so please answer every medical declaration question honestly and accurately.

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* Please note that cover will vary depending on individual medical screenings.

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