Travel Insurance for Post-Traumatic Stress Disorder (PTSD)
Living with PTSD? Tell us in our online medical screening and we can look at cover for your trip.
Easily declare PTSD in our online screening
Compare cover levels and buy online
Cover for a wide range of pre-existing conditions
Get a QuoteTravelling with PTSD might require a little more preparation, but it doesn’t mean putting holiday plans on hold.
What is post-traumatic stress disorder (PTSD)?
Post-traumatic stress disorder is a mental health condition that can develop after experiencing or witnessing a traumatic event. It affects approximately 1 in 13 people in the UK at some point in their lives. Everyone’s experience of post-traumatic stress disorder is different, but many people successfully manage the condition through medication or ongoing care.
A diagnosis doesn’t necessarily mean giving up on travel - with the right preparation and medical advice, many people with PTSD continue to travel safely and enjoy holidays abroad.
What travel insurance can cover if you have post-traumatic stress disorder (PTSD):
- Emergency medical treatment and hospital care abroad
- Medical transport or repatriation back to the UK if required
- Cancellation cover if you are unable to travel due to your condition
- 24-hour medical assistance while you are abroad
Travel advice for people with a mental health condition like post-traumatic stress disorder (PTSD)
- Take your PTSD medication at the same times you would at home
- Ensure you have enough medication for the duration of your trip
- Avoid situations that may trigger PTSD symptoms where possible
- Allow time for rest if fatigue affects you
If you have been diagnosed with post-traumatic stress disorder, you might need to declare it when applying for travel insurance. Read the medical declaration carefully to make sure you give full details of your post-traumatic stress disorder.
Cover is still available for people with post-traumatic stress disorder (PTSD). What we can arrange depends on how well the condition is controlled, so providing clear details in the medical declaration helps us offer the most appropriate cover.
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Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.
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Reviews for Direct Travel:
- "Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
- "Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026
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