Travel Insurance for Chronic Obstructive Pulmonary Disease (COPD)

Travelling with chronic obstructive pulmonary disease (COPD) may require a little more preparation, but for many people it doesn’t mean putting holiday plans on hold. COPD is a long-term lung condition that causes breathing difficulties due to narrowed airways and damage to the lungs. It affects approximately 1.2 million people in the UK. While symptoms can vary, many individuals successfully manage their condition through medication or ongoing care.

A diagnosis doesn’t necessarily mean giving up on travel - with the right preparation and medical advice, many people with COPD continue to travel safely and enjoy holidays abroad.

Having the right travel insurance in place can help to cover:

• Emergency medical treatment if your condition worsens during your trip
• Hospital stays and related medical expenses abroad
• Medical repatriation to the UK if further treatment is needed
• Cancellation costs if you have to cancel your trip for medical reasons

Travel advice for people with a respiratory condition

• Keep respiratory medication accessible throughout your journey
• Avoid exposure to smoke, pollution or allergens that may trigger symptoms
• Plan your activities at a pace that suits your breathing capacity
• Consider speaking with your doctor before travelling if symptoms have recently changed

During the quote process, we will ask about any pre-existing medical conditions, including respiratory conditions.

Many travellers with existing medical conditions can still arrange travel insurance. The level of cover we can offer varies depending on the details of your diagnosis and how your condition is currently managed. Being honest and accurate when completing your medical declaration helps us to bring forward the most suitable cover options.

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