Travel Insurance for Heart Failure
Living with heart failure? Declare it during our quick medical screening and we can consider cover.
Tell us about heart failure in our simple online screening
Simple online medical screening, no forms to post
Cover available for travellers of all ages
Get a QuoteWhat is heart failure?
Heart failure is a long-term condition where the heart cannot pump blood around the body as effectively as it should. This can affect people in different ways depending on the severity of symptoms and how well it is managed. In the UK, around 920,000 people are living with the condition.
With the right preparation, medical guidance and suitable travel insurance, many people who manage heart failure with medication or supervision continue to travel abroad with confidence.
Why it’s worth having travel insurance if you have heart failure:
- Emergency medical treatment if your condition worsens during your trip
- Hospital stays and related medical expenses abroad
- Medical repatriation to the UK if further treatment is needed
- Cancellation costs if you have to cancel your trip for medical reasons
Travel advice for people with a heart condition like heart failure
- Travel once your heart failure has stabilised and you feel comfortable travelling
- Keep essential medication with you throughout your journey
- Avoid overly strenuous activities and plan time to rest
- Get to know local emergency services before travelling abroad with heart failure
During the quote process, we will ask about any pre-existing medical conditions, including heart conditions.
Travel insurance is often still possible for people with heart failure. What we can offer depends on your diagnosis and how it is managed, and answering the medical declaration accurately helps us bring forward the right cover.
Other Useful Heart Pages
Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.
Need help?
UK Customer Services0330 880 3600*
Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm
Please refer to your Policy Wording.
*Calls are recorded and may be monitored.
Reviews for Direct Travel:
- "Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
- "Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026
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