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Travel Insurance for Pneumonia

Had pneumonia? Declare it in our online medical screening and we can look at cover for your next trip.

Tell us about pneumonia in our simple online screening

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What is pneumonia?

Pneumonia is a lung infection that can cause inflammation in the air sacs, leading to symptoms such as coughing, fever, chest pain, and difficulty breathing. It can affect people in different ways depending on the severity of symptoms and how well it is managed. In the UK, hundreds of thousands of people are affected each year, particularly during colder months or following other respiratory illnesses.

It’s important that you discuss pneumonia with a doctor before travelling, especially if you are recovering or have recently been unwell. They will need to be satisfied that you are fit to fly with pneumonia and that it is being properly managed.

With the right preparation, medical guidance, and suitable travel insurance, many people who have recovered from pneumonia or are managing ongoing symptoms continue to travel abroad with confidence.

Having the right travel insurance in place for pneumonia can help to cover:

  • Emergency medical treatment if your condition worsens during your trip
  • Hospital stays and related medical expenses abroad
  • Medical repatriation to the UK if further treatment is needed
  • Cancellation costs if you have to cancel your trip for medical reasons

Travel advice for people with a respiratory condition like pneumonia

  • Keep any pneumonia medication accessible throughout your journey
  • Avoid smoke, pollution or allergens that may trigger symptoms
  • Pace your activities to suit your breathing capacity with pneumonia
  • Consider speaking with your doctor before travelling if symptoms have recently changed

During the quote process, we will ask about any pre-existing medical conditions, including respiratory conditions. If this applies to you, your pneumonia will need to be declared on the policy.

Getting travel insurance if you have pneumonia is often still possible. The level of cover depends on your diagnosis and current treatment, so take care to give accurate details when you complete the medical declaration.

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Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.

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