So, what is COPD and can you get medical travel insurance for it? Chronic Obstructive Pulmonary Disease is the umbrella term used to describe a group of lung conditions such as emphysema, non-reversible asthma and chronic bronchitis. And yes, Direct-Travel Insurance may be able to cover declared existing conditions, including COPD.
COPD conditions make it difficult to inhale and expel the air from the lungs because of a narrowing of the airways. However, it doesn’t necessarily mean you cannot fly abroad.
The best advice is to be had from your own GP to see whether you are fit to travel. If necessary, it is worth getting a letter from them to provide to both us and your air carrier.
Direct Travel Insurance is able to cover pre-existing conditions so long as they are declared at the medical screening process. We will give you travel insurance cover that fits your requirements, and you may be able to receive cancellation compensation if you are unable to travel due to complications with your COPD.
Our policies for travel abroad will provide you with a 24-hour medical helpline; expenses relating to having to use an ambulance; hospital costs and repatriation to the UK. We also offer insurance for family members/carers to ensure everyone is covered.