What does a 'Single' or individual trip mean?

A ‘Single Trip’ refers to a policy which covers you to take just one holiday. The pre-trip cancellation cover begins immediately after purchase, and the dates on your Policy Certificate are indicative of when you are at your destination(s). Your policy would expire when you return to your home in the United Kingdom.

The term 'individual' means that the policy is covering one, or many, individuals with no relation to each other. Multiple individuals would usually be termed as a 'Group'. This would be input during the Quote process when you are asked who you wish the insurance to cover.

An ‘Annual Multi-Trip’, in comparison, covers you for a maximum time period of a year, for as many holidays as you wish to take within that time period. Please note there are maximum trip duration limits which apply to AMT policies.

Related FAQs

1. How do I make a claim in the event of poor weather?
2. Am I covered for disruption due to natural disasters?
3. Am I covered for travel disruption caused by the Icelandic volcanic ash incident?
4. Am I covered to drive abroad?
5. Can I cancel my policy if it does not meet my needs?
6. Can I extend an individual trip policy from abroad?
7. Can I increase the personal possessions limit?
8. Can my family travel independently on an annual policy?
9. Can we be insured as a couple on the same annual policy?
10. Do you cover cruises?
11. Do you provide cover for Scheduled Airline Failure?
12. How do I get adequate liability cover for driving in USA?
13. How do you define UK resident?
14. How many days can I be abroad on an annual policy?
15. How much are my golf clubs insured for?
16. Is it possible to extend the trip limit on the annual policies?
17. Is the cover per person or per policy?
18. Is there an excess?
19. Should I contact you each time I travel on my annual policy?
20. What is the EHIC?
21. Should I take an EHIC card?
22. What does a single or individual trip mean?
23. What if my Travel Agent is forcing me to take their insurance?
24. What if my travel plans are affected by extreme weather conditions?
25. What if the staff from the airline I am travelling with go on strike or threaten industrial action?
26. What is the single article limit?
27. Can I cover my gadgets whilst abroad?
28. When is travel insurance necessary?
29. When does travel insurance need to be purchased?
30. Am I covered if there were to be a terror related attack?