Travel Insurance for an Osteophyte (Bone Spur)
Have a bone spur? Declare it in our quick online medical screening and we can consider cover for you.
Declare an osteophyte online as part of your quote
Simple online medical screening, no forms to post
Cover available for travellers of all ages
Get a QuotePlanning a holiday when you have a bone spur can sometimes require extra preparation, but it doesn’t necessarily mean travel is off the table.
What is an osteophyte (bone spur)?
An osteophyte, commonly known as a bone spur, is a bony growth that can develop along the edges of bones, often around joints affected by wear and tear or arthritis, affecting many people across the UK, particularly as they get older.
Most people with an osteophyte continue to travel as normal, and with a little planning and proper management of the condition, it is done safely and confidently.
Having the right travel insurance in place for an osteophyte (bone spur) can help to cover:
- Emergency medical treatment if your condition worsens during your trip
- Hospital stays and related medical expenses abroad
- Medical repatriation to the UK if further treatment is needed
- Cancellation costs if you have to cancel your trip for medical reasons
Travel advice for people with a musculoskeletal condition like an osteophyte (bone spur)
- Plan your activities at a comfortable pace to avoid aggravating a bone spur
- Consider taxis or public transport to reduce walking distances
- Rest if osteophyte pain or stiffness increases
- Pack any mobility aids you rely on at home
During the quote process, we will ask about any pre-existing medical conditions, and if a bone spur is relevant, you will need to declare this on the policy.
Travel insurance is often still possible for people with an osteophyte (bone spur). What we can offer depends on your diagnosis and how it is managed, and answering the medical declaration accurately helps us bring forward the right cover.
Other Useful Medical Pages
Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.
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Need help?
UK Customer Services0330 880 3600*
Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm
Please refer to your Policy Wording.
*Calls are recorded and may be monitored.
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