Travel Insurance for Broken Bones
Recovering from broken bones? Tell us in our online medical screening and we can consider your cover.
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Cover for a wide range of pre-existing conditions
Get a QuotePlanning a holiday when you have a broken bone can sometimes require extra preparation, but it doesn’t necessarily mean travel is off the table.
What is a broken bone?
A broken bone, or fracture, is usually caused by injury or accidents, and can range in severity from hairline cracks to complete shattering of the bone. Approximately 2.4 million people across the UK each year experience some form of broken bone.
It’s important that you discuss your fracture with a doctor before travelling. They will need to ensure that you are fit to fly with broken bones and that any symptoms are well managed.
A diagnosis doesn’t necessarily mean giving up on travel - with the right preparation and medical advice, many people with broken bones continue to travel safely and enjoy holidays abroad.
Having the right travel insurance in place for broken bones can help to cover:
- Emergency medical treatment if your condition worsens during your trip
- Hospital stays and related medical expenses abroad
- Medical repatriation to the UK if further treatment is needed
- Cancellation costs if you have to cancel your trip for medical reasons
Travel advice for people with a musculoskeletal condition like broken bones
- Plan your activities at a comfortable pace when travelling with broken bones
- Consider taxis or public transport to cut down on walking distances
- Take time to rest if pain or stiffness increases
- Pack any mobility aids you rely on while broken bones heal
During the quote process, we will ask about any pre-existing medical conditions, including musculoskeletal conditions. If this applies to you, your broken bones will need to be declared on the policy.
Travel insurance is often still possible for people with broken bones. What we can offer depends on your diagnosis and how it is managed, and answering the medical declaration accurately helps us bring forward the right cover.
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* Please note that cover will vary depending on individual medical screenings.
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