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Travel Insurance for Down's Syndrome

Planning a holiday when you have Down's syndrome can sometimes require extra preparation, but it doesn’t necessarily mean travel is off the table. Down's syndrome is a genetic condition caused by an extra copy of chromosome 21, which can affect physical development, learning ability, and overall health, affecting approximately 40,000 people across the UK.

It’s important that you discuss your Down's syndrome with a doctor before travelling. They will need to ensure your condition is adequately managed and that you are fit to fly.

Travelling with a medical condition can take a little extra planning, but if your condition is stable and you’ve spoken with your doctor, there’s often no reason you can’t still enjoy a holiday abroad.

Here’s why travel insurance matters when travelling with a medical condition:

  • Emergency medical treatment and hospital care abroad
  • Medical transport or repatriation back to the UK if required
  • Cancellation cover if you are unable to travel due to your condition
  • 24-hour medical assistance while you are abroad

Travel advice for people with a genetic condition

  • Allow extra time for walking distances when planning your trip
  • Choose accommodation close to key attractions or transport links
  • Take regular rest breaks to avoid fatigue or discomfort
  • Bring any braces or supports you normally use

If you have been diagnosed with Down's syndrome, you might need to declare it when applying for travel insurance. Read the medical declaration carefully to make sure, as it may not be necessary to declare.

Travel insurance is still available if you’ve been diagnosed with a medical condition. However, the cover options offered vary depending on the nature of the condition and how well it is controlled. Providing clear and accurate information during your medical declaration helps to make sure that the most appropriate cover is arranged.

 

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