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Travel Insurance for an Ear Infection

Have an ear infection before you go? See how it affects your travel insurance and when to declare it.

Declare your ear infection online when you get a quote

Quick online quote with clear, upfront prices

Single trip and annual multi-trip policies

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Having an ear infection shouldn’t stop you from exploring new places or enjoying a well-earned holiday, particularly if you are recovering or managing symptoms.

What is an ear infection?

An ear infection is an inflammation or infection of the ear, often caused by bacteria or viruses, which can lead to pain, hearing difficulties, or balance issues, and in the UK it affects roughly 1 in 4 children and a smaller number of adults each year. For many individuals, symptoms can be managed with treatment or lifestyle adjustments.

It’s important that you discuss your ear infection with a doctor before travelling. They will need to ensure your condition is adequately managed and that you are fit to fly.

Travelling with a medical condition can take a little extra planning, but if your condition is stable and you’ve spoken with your doctor, there’s often no reason you can’t still enjoy a holiday abroad.

How travel insurance can help if you have an ear infection:

  • Emergency medical treatment and hospital care abroad
  • Medical transport or repatriation back to the UK if required
  • Cancellation cover if you are unable to travel due to your condition
  • 24-hour medical assistance while you are abroad

Travel advice for people with an ear condition

  • Carry medication in your hand luggage so it remains easily accessible
  • Try to maintain your usual medication routine while travelling
  • Plan your activities so you can rest if symptoms worse
  • Research medical facilities at your destination before travelling

If you have been diagnosed with an ear infection recently, you might need to declare it when applying for travel insurance. Read the medical declaration carefully to make sure.

Cover is still available for people with an ear infection. What we can arrange depends on how well the condition is controlled, so providing clear details in the medical declaration helps us offer the most appropriate cover.

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Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.

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Declare your conditions to get covered

Need help?

UK Customer Services

0330 880 3600*

Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm

Emergency Medical Assistance


Please refer to your Policy Wording.

*Calls are recorded and may be monitored.

Reviews for Direct Travel:

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  1. "Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
  2. "Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026

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