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Policy Wordings

Here you can find all the Policy Wordings for the policies we sell, or have sold.

For historical policies not listed, we are able to send you a digital copy or post one to you. Contact us here.

Click here to view the latest Gadget Policy Wording.

  1. Allsafe
  2. ActivitySure
  3. Clear4Travel
  4. Direct Travel
  5. Direct Travel Backpacker
  6. Direct Travel TI
  7. Direct2Insure
  8. Fit2Travel
  9. Goodtogo
  10. HolidayInsurance
  11. OK To Travel
  12. OneBefore

Clear4Travel

Purchased 5th February 2026 onwards:

  1. Clear4Travel Premier / Prestige / Prestige Plus Policy Wording

Purchased between 18th April 2024 and 4th February 2026:

  1. Clear4Travel Premier / Prestige / Prestige Plus Policy Wording

Direct Travel

Purchased 8th January 2026 onwards:

  1. Direct Travel Budget Policy Wording
  2. Direct Travel Standard / Premier / Premier Plus Policy Wording

Purchased between 1st October 2024 and 7th January 2026:

  1. Direct Travel Budget Policy Wording
  2. Direct Travel Standard / Premier / Premier Plus Policy Wording

Direct Travel TI

Purchased 8th January 2026 onwards:

  1. Direct Travel TI Policy Wording
  2. Direct Travel TI Nil XS Policy Wording
  3. Direct Travel TI 250 XS Policy Wording

Purchased between 1st April 2024 and 7th January 2026:

  1. Direct Travel TI Policy Wording

Purchased between 23rd October 2023 and 31st March 2024:

  1. Direct Travel TI Policy Wording

Direct Travel Backpacker

Purchased 8th January 2026 onwards:

  1. Direct Travel Backpacker Policy Wording

Purchased 1st April 2024 and 7th January 2026:

  1. Direct Travel Backpacker Policy Wording

Purchased between 23rd October 2023 and 31st March 2024:

  1. Direct Travel Backpacker Policy Wording

Direct2Insure

Purchased 5th February 2026 onwards:

  1. Select5 / Select10 / Select15 / Select20 Policy Wording

Purchased 2nd May 2024 and 4th February 2026:

  1. Select5 / Select10 / Select15 / Select20 Policy Wording

Fit2Travel

Purchased 5th February 2026 onwards:

  1. Fit2Travel Secure / Protect / Ultimate Policy Wording

Purchased between 8th May 2024 and 4th February 2026:

  1. Fit2Travel Secure / Protect / Ultimate Policy Wording

Purchased between 1st April 2024 and 17th April 2024:

  1. Fit2Travel Silver
  2. Fit2Travel Gold
  3. Fit2Travel Platinum
  4. Fit2Travel Bronze Backpacker
  5. Fit2Travel Silver Backpacker
  6. Fit2Travel Gold Backpacker

Holidayinsurance.com

Purchased 8th July 2025 onwards:

  1. Bronze / Silver / Gold Policy Wording

OK To Travel

Purchased 1st April 2026 onwards:

  1. Premier / Premier Extra / Premier Plus / Premier Ultimate Policy Wording

Purchased between 5th February 2026 and 31st March 2026:

  1. Premier / Premier Extra / Premier Plus / Premier Ultimate Policy Wording

Purchased between 8th January 2026 and 4th February 2026:

  1. Premier / Premier Extra / Premier Plus / Premier Ultimate Policy Wording

Purchased between 1st March 2025 and 7th January 2026:

  1. Premier / Premier Extra / Premier Plus / Premier Ultimate Policy Wording

OneBefore

Purchased 17th November 2025 onwards:

Travel Europe Basic / Classic / Signature Policy Wording


Purchased between 12th September and 16th November 2025:

Travel Europe Basic / Classic / Signature Policy Wording


Purchased between 6th August and 11th September 2025:

Travel Europe Basic / Classic / Signature Policy Wording

  1. Quick Links

  2. Country Guides
  3. How to Claim
  4. Pre-Existing Medical Conditions
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  6. FCDO Travel Advice
  7. Email us
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Need help?

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Open Monday to Friday 9:00am to 5pm, Saturday 8:30am to 4pm and closed Sundays

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Please refer to your Policy Wording.

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