Policy Wordings

Here you can find all the Policy Wordings for the policies we sell, or have sold. For historical policies not listed, we are able to send you a digital copy or post one to you. Contact us here.

Click here to view the latest Gadget Policy Wording.

Allsafe | ActivitySure | Clear4Travel | Direct Travel | Direct Travel Backpacker | Direct Travel TI | Direct2Insure | Fit2Travel | Goodtogo | HolidayInsurance | OK To Travel | OneBefore

Allsafe

Purchased 8th January 2026 onwards:
Allsafe Standard Policy Wording
Allsafe Standard Plus / Premier / Premier Plus Policy Wording
Allsafe Standard Plus / Premier / Premier Plus Nil XS Policy Wording

Purchased between 10th October 2024 and 7th January 2026:
Allsafe Standard Policy Wording
Allsafe Standard Plus / Premier / Premier Plus Policy Wording

ActivitySure

Purchased 8th January 2026 onwards:
ActivitySure Bronze / Silver / Gold Policy Wording
ActivitySure Insured Activities

Clear4Travel

Purchased 5th February 2026 onwards:
Clear4Travel Premier / Prestige / Prestige Plus Policy Wording

Purchased between 18th April 2024 and 4th February 2026:
Clear4Travel Premier / Prestige / Prestige Plus Policy Wording

Direct Travel

Purchased 8th January 2026 onwards:
Direct Travel Budget Policy Wording
Direct Travel Standard / Premier / Premier Plus Policy Wording

Purchased between 1st October 2024 and 7th January 2026:
Direct Travel Budget Policy Wording
Direct Travel Standard / Premier / Premier Plus Policy Wording

Direct Travel TI

Purchased 8th January 2026 onwards:
Direct Travel TI Policy Wording
Direct Travel TI Nil XS Policy Wording
Direct Travel TI 250 XS Policy Wording

Purchased between 1st April 2024 and 7th January 2026:
Direct Travel TI Policy Wording

Direct Travel Backpacker

Purchased 8th January 2026 onwards:
Direct Travel Backpacker Policy Wording

Purchased 1st April 2024 and 7th January 2026:
Direct Travel Backpacker Policy Wording

Direct2Insure

Purchased 5th February 2026 onwards:
Select5 / Select10 / Select15 / Select20 Policy Wording

Purchased 2nd May 2024 and 4th February 2026:
Select5 / Select10 / Select15 / Select20 Policy Wording

Fit2Travel

Purchased 5th February 2026 onwards:
Fit2Travel Secure / Protect / Ultimate Policy Wording

Purchased between 8th May 2024 and 4th February 2026:
Fit2Travel Secure / Protect / Ultimate Policy Wording

Goodtogo

Purchased 4th January 2026 onwards:
Goodtogo Silver Policy Wording
Goodtogo Gold Policy Wording
Goodtogo Platinum Policy Wording
Goodtogo Cruise Basic / Standard / Premium Policy Wording

Purchased between 1st January 2025 and 3rd January 2026:
Goodtogo Silver Policy Wording
Goodtogo Gold Policy Wording
Goodtogo Platinum Policy Wording
Goodtogo Cruise Basic / Standard / Premium Policy Wording

Holidayinsurance.com

Purchased 8th July 2025 onwards:
Bronze / Silver / Gold Policy Wording

OKToTravel

Purchased 1st April 2026 onwards:
Premier / Premier Extra / Premier Plus / Premier Ultimate Policy Wording

Purchased between 5th February 2026 and 31st March 2026:
Premier / Premier Extra / Premier Plus / Premier Ultimate Policy Wording

Purchased between 8th January 2026 and 4th February 2026:
Premier / Premier Extra / Premier Plus / Premier Ultimate Policy Wording

OneBefore

Purchased 17th November 2025 onwards:
Travel Europe Basic / Classic / Signature Policy Wording

Purchased between 12th September and 16th November 2025:
Travel Europe Basic / Classic / Signature Policy Wording

Purchased between 6th August and 11th September 2025:
Travel Europe Basic / Classic / Signature Policy Wording

Need help?

UK Customer Services

0330 880 3600*

Open Monday to Friday 9:00am to 5pm, Saturday 8:30am to 4pm and closed Sundays

Emergency Medical Assistance

Please refer to your Policy Wording

*Calls are recorded for training and monitoring purposes.