Travel Insurance for Myalgic Encephalomyelitis (ME)

Myalgic encephalomyelitis (ME), also known as chronic fatigue syndrome, is a long-term condition that causes persistent fatigue, sleep problems, and difficulties with concentration and physical activity. It can affect people in different ways depending on the severity of symptoms and how well it is managed. In the UK, around 250,000 people are living with ME.

Travelling with a neurological condition can take a little extra planning, but if your condition is stable and you’ve spoken with your doctor, there’s often no reason you can’t still enjoy a holiday abroad.

Travel insurance can help provide protection if your condition affects your trip:

• Emergency medical treatment and hospital care abroad
• Medical transport or repatriation back to the UK if required
• Cancellation cover if you are unable to travel due to your condition
• 24-hour medical assistance while you are abroad

Travel advice for people with a neurological condition

• Allow extra time for walking distances when planning your trip
• Choose accommodation close to key attractions or transport links
• Take regular rest breaks to avoid fatigue or discomfort
• Bring any aids or supports you normally use

If you have been diagnosed with ME or chronic fatigue syndrome, you might need to declare this when applying for travel insurance. Read the medical declaration carefully to make sure.

Travel insurance is still available if you’ve been diagnosed with a medical condition. However, the cover options offered vary depending on the nature of the condition and how well it is controlled. Providing clear and accurate information during your medical declaration helps to make sure that the most appropriate cover is arranged.

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