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Travel Insurance for Heart Valve Disease

Have heart valve disease? Declare it in our medical screening and we can look at cover options for you.

Declare heart valve disease online as part of your quote

Answer a few simple questions online

Cover for a wide range of pre-existing conditions

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What is heart valve disease?

Heart valve disease is a condition where one or more of the valves in the heart do not function properly, affecting how blood flows through the heart, and it can affect people in different ways depending on the severity of symptoms and how well it is managed. In the UK, around 1.5 million people are living with the condition.

Most people with heart valve disease continue to travel as normal, and with a little planning and proper management of the condition, it can often be done safely and confidently.

Having the right travel insurance in place for heart valve disease can help to cover:

  • Emergency medical treatment if your condition worsens during your trip
  • Hospital stays and related medical expenses abroad
  • Medical repatriation to the UK if further treatment is needed
  • Cancellation costs if you have to cancel your trip for medical reasons

Travel advice for people with a heart condition like heart valve disease

  • Travel once your heart valve disease has stabilised and you feel comfortable
  • Keep essential heart medication with you throughout the journey
  • Avoid overly strenuous activities and build in time to rest
  • Find out about local emergency services before travelling abroad with heart valve disease

During the quote process, we will ask about any pre-existing medical conditions, including cardiovascular conditions. If this applies to you, your heart valve disease will need to be declared on the policy.

Getting travel insurance if you have heart valve disease is often still possible. The level of cover depends on your diagnosis and current treatment, so take care to give accurate details when you complete the medical declaration.

Get a Quote

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Don't worry if your condition is not listed above - we cover plenty more medical conditions.
* Please note that cover will vary depending on individual medical screenings.

Declare your conditions to get covered

Need help?

UK Customer Services

0330 880 3600*

Opening hours:
Monday - Friday
9am - 5.00pm
Saturday
8.30am - 4.00pm

Emergency Medical Assistance


Please refer to your Policy Wording.

*Calls are recorded and may be monitored.

Reviews for Direct Travel:

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  1. "Professional, sensitive on health issue questions, and easy to understand. Quick and easy but handled in a professional manner." 21/07/2026
  2. "Travel insurance a breeze. Website straightforward to understand and navigate. Everything I required in easy to follow instructions, drop down choices clear, and price was excellent." 07/07/2026

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