Travel Insurance for Broken Bones

Planning a holiday when you have a broken bone can sometimes require extra preparation, but it doesn’t necessarily mean travel is off the table. A broken bone, or fracture, is usually caused by injury or accidents, and can range in severity from hairline cracks to complete shattering of the bone. Approximately 2.4 million people across the UK each year experience some form of broken bone.

It’s important that you discuss your fracture with a doctor before travelling. They will need to ensure your condition is adequately managed and that you are fit to fly.

A diagnosis doesn’t necessarily mean giving up on travel - with the right preparation and medical advice, many people with broken bones continue to travel safely and enjoy holidays abroad.

Having the right travel insurance in place can help to cover:

• Emergency medical treatment if your condition worsens during your trip
• Hospital stays and related medical expenses abroad
• Medical repatriation to the UK if further treatment is needed
• Cancellation costs if you have to cancel your trip for medical reasons

Travel advice for people with a musculoskeletal condition

• Plan your activities at a comfortable pace
• Consider using taxis or public transport to reduce walking distances
• Take time to rest if pain or stiffness increases
• Pack any mobility aids you rely on at home

During the quote process, we will ask about any pre-existing medical conditions, including musculoskeletal conditions. If relevant, you will need to declare this on the policy.

Many travellers with existing medical conditions can still arrange travel insurance. The level of cover we can offer varies depending on the details of your diagnosis and how your condition is currently managed. Being honest and accurate when completing your medical declaration helps us to bring forward the most suitable cover options.

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