Waiting Lists and Terminal Conditions

As of today, we can confirm that Direct Travel Insurance have the ability to provide cover for travellers who are on a waiting list for a diagnosed condition, and also to consider policies for those who have received a terminal prognosis. 

Direct Travel Insurance has been offering cover for medical travel insurance for a number of years, alongside and in conjunction with multiple providers and underwriters. We pride ourselves on being an option for those who might think they cannot travel due to pre-existing medical conditions, and we are glad to have helped thousands of consumers get the cover they need for the trips they deserve.

On a waiting list?

We aren’t able to provide policies for travellers who have unexplained symptoms or who are awaiting diagnosis. However, we are able to provide cover for consumers who might be awaiting small procedures, larger surgeries, or routine testing for a condition which is diagnosed.

Have a terminal prognosis?

We are fortunate enough to have a provider who has agreed to consider medical travel insurance policies online for travellers who have been diagnosed with life-limiting illnesses - this is given that upon your return there are at least six months remaining of your prognosis. Quotes can be provided for a variety of conditions including lung disease, cancer, motor neurone disease, and progressive neurological conditions such as Parkinson’s disease or dementia. 

If you yourself are struggling to get travel insurance - inclusive of cover for your medical conditions - then go through our quote system online, or give us a call to discuss a quote. We would suggest ringing us, so that we can accurately complete your medical screening, answer any queries or concerns you might have, and if necessary, refer your scenario to the available underwriters.

Get a QuoteCall: 0330 880 3600
Email: enquiries@direct-travel.co.uk

Before you travel, make sure you have suitable travel insurance with pre-existing medical conditions and disclose any relevant medical information when arranging your policy.

BY HOLLY GARWOOD

Published 13 Sep 2024

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