Catamaran Sailing Inshore Travel Insurance
Cover for catamaran sailing within 12 nautical miles of shore
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is inshore catamaran sailing?
A catamaran is a sailing boat with two parallel hulls. Inshore catamaran sailing means sailing no more than 12 nautical miles from shore, whether you’re taking a lesson, joining a day trip, or sailing recreationally as part of a holiday.
Can I get travel insurance for inshore catamaran sailing?
Yes, cover for inshore amateur catamaran sailing can be available through the policies offered by Direct Travel.
Select the exact activity when getting your quote and check that it appears on your Policy Certificate. If your route takes you beyond 12 nautical miles from shore, you will need to choose a different activity that matches your plans.
Things to remember:
- Choose catamaran sailing inshore when getting your quote
- Remain within 12 nautical miles of shore
- Check that the activity appears on your policy documents
- Follow local navigation rules and weather warnings
- Use suitable safety equipment and follow the skipper’s instructions
What can travel insurance help with?
If you’re injured while taking part in insured inshore catamaran sailing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Travel insurance does not insure the catamaran itself, and Personal Liability may be restricted or excluded. Check the applicable Policy Wording.
Activity FAQs
How far from shore can I sail?
Inshore catamaran sailing is limited to within 12 nautical miles of shore. If any part of your planned route goes beyond that distance, select a different sailing activity that matches the full trip.
Does the 12-nautical-mile limit apply to the whole trip?
Yes. You should remain within the stated inshore limit throughout the insured activity. Check the planned route before setting out, including any crossings between islands or coastal destinations.
Can I take catamaran sailing lessons?
Cover can be available for recreational lessons within the 12-nautical-mile limit. Select inshore catamaran sailing when getting your quote and follow the instructor’s or sailing school’s requirements.
Can I sail as the skipper or a member of the crew?
This depends on the policy and the role you will perform. Check whether any experience, supervision, or qualification requirements apply, particularly if you will be responsible for navigating or operating the catamaran.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if inshore catamaran sailing is shown on your policy documents and the claim meets the policy’s terms and conditions.
Is damage to the catamaran covered?
No. Travel insurance is not boat insurance and does not cover loss of or damage to the catamaran. Check that the owner or operator has suitable insurance, particularly if you are hiring or chartering the vessel.
Is Personal Liability covered while catamaran sailing?
Personal Liability is not covered while using a motorised vehicle or operating the catamaran under engine power.
Are races or sailing competitions covered?
Do not assume that recreational inshore sailing includes racing, regattas or timed events. Check the Policy Wording and select cover that matches the type of sailing planned. Professional or paid participation is not covered.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
