Caving Travel Insurance
Cover for caving and related injuries
Access to 24/7 emergency medical support
Quick online quotes for your trip
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is caving?
Caving involves exploring natural underground passages and chambers. Depending on the cave and route, it can include walking, crawling, scrambling, climbing through narrow spaces and travelling through shallow water.
Can I get travel insurance for caving?
Yes, cover for amateur caving can be available through the policies offered by Direct Travel.
Select caving when getting your quote and check that it appears on your Policy Certificate or policy documents. Make sure the cover matches the route and techniques involved, particularly if you plan to use ropes, descend vertical sections or enter caves containing deep water.
Caving top tips:
- Choose caving when getting your quote
- Check that the activity appears on your policy documents
- Follow your guide and any local access restrictions
- Check weather and flood warnings before entering
What can travel insurance help with?
If you’re injured while taking part in insured caving, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, baggage, and other travel-related problems. Search and rescue may be available where included by the selected policy, but this is separate from medical repatriation. Check the applicable Policy Wording.
Caving FAQs
What type of caving can be covered?
Cover can be available for recreational caving, but the permitted level and techniques depend on your ability to safely and confidently participate.
Is caving the same as potholing?
The terms are sometimes used interchangeably, although potholing often describes exploring caves with narrower or more vertical passages. Select the exact activity listed by the policy rather than assuming one automatically includes the other.
Does caving cover cave diving?
No. Cave diving involves diving in flooded underground passages and should not be treated as ordinary caving. You need to select cover that specifically matches the diving activity planned.
Do I need to go caving with a guide?
Supervision requirements vary between policies. Use a suitably experienced guide where required, follow local access rules and do not enter closed or restricted caves. It is your responsibility to minimise the risks as much as possible.
Can medical expenses be covered if I am injured underground?
Emergency medical expenses can be covered if caving is shown on your policy documents and the claim meets the policy’s terms and conditions.
Are cave rescue costs covered?
Search and rescue cover may be available where included by the selected policy and subject to its limits and conditions. Do not assume that all cave rescue or recovery costs are automatically covered.
Is my caving equipment covered?
Baggage cover may include some personally owned caving equipment, depending on the policy selected. Single-item limits, evidence requirements and exclusions may apply. Hired or borrowed equipment may not be covered.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
