Catamaran Sailing Within Territorial Waters Travel Insurance
Cover for catamaran sailing within territorial waters
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What is catamaran sailing within territorial waters?
A catamaran is a sailing boat with two parallel hulls. This activity covers recreational catamaran sailing within territorial waters rather than sailing in international waters or completing an unrestricted offshore passage.
Can I get travel insurance for catamaran sailing within territorial waters?
Yes, cover for amateur catamaran sailing within territorial waters can be available through the policies offered by Direct Travel.
Select the exact activity when getting your quote and check that it appears on your Policy Certificate or policy documents. As the geographical boundary is not defined in the Policy Wording, confirm the permitted sailing area if your route could approach or cross into international waters.
Things to remember:
- Choose catamaran sailing within territorial waters
- Check that the exact activity appears on your policy documents
- Confirm the permitted area before planning longer passages
- Follow local navigation rules and weather warnings
- Use suitable safety equipment and follow the skipper’s instructions
What can travel insurance help with?
If you’re injured while taking part in insured catamaran sailing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Travel insurance does not insure the catamaran itself, and Personal Liability may be restricted or excluded. Check the applicable Policy Wording.
Activity FAQs
What happens if the route enters international waters?
This activity should not be relied upon for sailing outside territorial waters. If any part of the route may enter international or offshore waters, choose cover that specifically matches the full journey.
Can I take catamaran sailing lessons?
Cover can be available for recreational lessons within the permitted sailing area. Select the correct activity when getting your quote and follow the instructor’s or sailing school’s requirements.
Can I sail as the skipper or a member of the crew?
This depends on the policy and your role on board. Check whether any qualifications, experience or supervision requirements apply, particularly if you will be responsible for navigating or operating the catamaran.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if catamaran sailing within territorial waters is shown on your policy documents and the claim meets the policy’s terms and conditions.
Is loss of or damage to the catamaran covered?
No. Travel insurance is not boat insurance and does not cover loss of or damage to the catamaran. Check that suitable insurance is in place if you own, hire or charter the vessel.
Is Personal Liability covered while catamaran sailing?
Personal Liability is not covered while using a motorised vehicle or operating the catamaran under engine power.
Are races, regatta, or professional sailing covered?
Professional or paid sporting participation is not covered. Check the Policy Wording and select cover matching the sailing planned.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
