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Cat Skiing Travel Insurance

Cover for cat skiing and related injuries

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Over 100 activities covered for free on Direct Travel policies.

What is cat skiing?

Cat skiing is a form of off-piste skiing where a snowcat transports skiers uphill instead of a ski lift. Skiers then descend through ungroomed snow and remote terrain with a guide.

Can I get travel insurance for cat skiing?

Yes, cover for cat skiing can be available through the policies offered by Direct Travel.

Select the activity that matches your plans when getting your quote and check that it appears on your Policy Certificate or policy documents. Cat skiing usually takes place off-piste, so check both the named activity and the off-piste conditions within the Winter Sports section of your policy.

Cat skier descending through deep powder in remote mountain terrain

Things to remember:

  • Choose cover that specifically matches cat skiing
  • Check the off-piste conditions in your policy documents
  • Use a qualified guide and follow their instructions
  • Follow avalanche warnings, closures and local restrictions
  • Stay within the areas permitted by your policy

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What can travel insurance help with?

If you’re injured while taking part in insured cat skiing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.

Depending on the policy selected, cover may also be available for cancellation, curtailment, owned or hired winter sports equipment and other winter sports-related problems. Search and rescue may be available where included, but this is separate from medical repatriation. Check the applicable Policy Wording.

Activity FAQs

Does cat skiing fall within Winter Sports cover?

This depends on the policy selected and how cat skiing is classified by the insurer. It may be treated as guided off-piste skiing or as a separate named activity. Select cover that matches cat skiing and check the Winter Sports section of your policy documents.


Do I need to ski with a qualified guide?

Cat skiing normally takes place with a qualified guide. Off-piste skiing with a guide can be covered subject to the policy conditions, but using a guide does not override other restrictions. Follow their instructions and remain within permitted areas.


Is skiing away from the guide covered?

Do not assume that unguided off-piste skiing is included. Off-piste skiing without a guide is a separate activity and must be selected accordingly.


Can medical expenses be covered if I am injured?

Emergency medical expenses can be covered if cat skiing or the applicable off-piste activity is shown on your policy documents and the claim meets the policy’s terms and conditions.


Are search and rescue costs covered?

Search and rescue cover may be available where included by the selected policy and subject to its limits and conditions. It is not the same as medical repatriation, so check both sections of the Policy Wording.


Is my ski equipment covered?

Depending on the policy selected, cover may be available for owned or hired winter sports equipment. Item limits, evidence requirements and exclusions for unattended equipment may apply.


Can I get cover if I have a medical condition?

Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.

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