Travel Insurance for Post-Traumatic Stress Disorder (PTSD)

Travelling with PTSD might require a little more preparation, but it doesn’t mean putting holiday plans on hold. Post-traumatic stress disorder is a mental health condition that can develop after experiencing or witnessing a traumatic event. It affects approximately 1 in 13 people in the UK at some point in their lives. While symptoms can vary, many individuals successfully manage their condition through medication or ongoing care.

A diagnosis doesn’t necessarily mean giving up on travel - with the right preparation and medical advice, many people with PTSD continue to travel safely and enjoy holidays abroad.

Travel insurance can help provide protection if your condition affects your trip:

• Emergency medical treatment and hospital care abroad
• Medical transport or repatriation back to the UK if required
• Cancellation cover if you are unable to travel due to your condition
• 24-hour medical assistance while you are abroad

Travel advice for people with a mental health condition

• Take medication at the same times you normally would at home
• Ensure you have enough medication for the duration of your trip
• Avoid triggers that may worsen symptoms where possible
• Allow time for rest if fatigue affects you

If you have been diagnosed with post-traumatic stress disorder, you might need to declare it when applying for travel insurance. Read the medical declaration carefully to make sure.

Travel insurance is still available if you’ve been diagnosed with a medical condition. However, the cover options offered vary depending on the nature of the condition and how well it is controlled. Providing clear and accurate information during your medical declaration helps to make sure that the most appropriate cover is arranged.

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