Travel Insurance for OCD

Travelling with OCD may require a little more preparation, but for many people it doesn’t mean putting holiday plans on hold. OCD is a mental health condition characterised by persistent intrusive thoughts (obsessions) and repetitive behaviours or mental rituals (compulsions). It affects approximately 750,000 people in the UK. While symptoms can vary, many individuals successfully manage their condition through medication or ongoing care.

Most people with obsessive compulsive disorder continue to travel as normal, and with a little planning and proper management of the condition, it is done safely and confidently.

Having the right travel insurance in place can help to cover:

• Emergency medical treatment if your condition worsens during your trip
• Hospital stays and related medical expenses abroad
• Medical repatriation to the UK if further treatment is needed
• Cancellation costs if you have to cancel your trip for medical reasons

Travel advice for people with a mental health condition

• Carry medication in your hand luggage so it remains easily accessible
• Try to maintain your usual medication routine while travelling
• Plan your activities so you can rest if symptoms worse
• Research medical facilities at your destination before travelling

During the quote process, we will ask about any pre-existing medical conditions, including mental health conditions. If relevant, you will need to declare this on the policy.

Many travellers with existing medical conditions can still arrange travel insurance. The level of cover we can offer varies depending on the details of your diagnosis and how your condition is currently managed. Being honest and accurate when completing your medical declaration helps us to bring forward the most suitable cover options.

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