Travel Insurance for Congenital Heart Disease

Congenital heart disease is a condition where a person is born with a structural problem affecting the heart or the way blood flows through it that can affect people in different ways depending on the severity of symptoms and how well it is managed. In the UK, around 250,000 people are living with the condition.

With the right preparation, medical guidance and suitable travel insurance, many people who manage congenital heart disease with medication or supervision continue to travel abroad with confidence.

Here’s why travel insurance matters when travelling with congenital heart disease:

• Emergency medical treatment abroad if your condition causes complications
• Hospital treatment and medical expenses during your trip
• Repatriation to the UK if you need to return home for further care
• Cancellation cover if you are unable to travel due to your condition

Travel advice for people with a heart condition

• Speak with your GP or specialist before travelling if you have recently experienced symptoms
• Keep medication and a copy of your prescription easily accessible
• Plan your itinerary so you can take regular breaks and avoid overexertion
• Consider where the nearest hospital or medical clinic is located at your destination

If you have been diagnosed with congenital heart disease, you might need to declare it when applying for travel insurance. Read the medical declaration carefully to make sure.

Travel insurance is still available if you’ve been diagnosed with a medical condition. However, the cover options offered vary depending on the nature of the condition and how well it is controlled. Providing clear and accurate information during your medical declaration helps to make sure that the most appropriate cover is arranged.

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